Account origination

17

Mobile banking

51
18
19

Payment solutions

21
24
25

Online banking

26
27

Capture Solutions

29
31

Document Imaging

32
33

Telephone Banking

34

Member Tracking

36

Item Processing

37
38
39
40

Archive

41
42
43

Print Services

44
45

Data Center

49
50
46
47
48
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Corporate Headquarters - Austin

1101 Arrow Point Dr., Suite 305
Cedar Park, TX 78613
512-616-1100 (Direct)
512-616-1101 (Fax)
Denver

181 East 56th Avenue, Suite 100
Denver, CO 80216
303-308-9930 (Direct)
512-616-1101 (Fax)
Chicago

1400 E Touhy Ave., #145
Des Plaines, IL 60018
773-973-1536 (Direct)
512-616-1101 (Fax)

Welcome

IBT is dedicated to providing support for all of our customers on all of our solutions. We want to create a long-term partnership by providing reliable, friendly, and knowledgeable customer service. Our customer support center is located in Cedar Park, Texas, and is staffed by highly-trained, technical engineers and product specialists with years of experience in the banking software industry. Our goal is to provide unprecedented customer service.

Our office hours are from 8:00 AM - 5:00 PM CT, Monday through Friday, but after hours support is available. We can be reached at 512-616-1100. 

Join a live session with one of our support specialists. 

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Benefits & Features:

  • Convenient & Efficient
  • Easy to Use
  • Build and Maintain Customer Loyalty
  • Cost effective
  • Safe and Secure
  • Fraud Protection
  • Eco Friendly
  • Eliminate Geographical Limitations
  • Enhance your competitive advantage
  • Uses widely available, easy-to-use technology to reach a younger demographic
  • Acts as new communication channel with existing account holders, engaging inactive clients and strengthening loyalty
  • Offers branch service through a self-service outlet, increasing access to a wider geographic region, lowering branch traffic and transaction costs
  • Offers the ability to track usage and generate additional fee income
  • Provides a low cost method for acquiring deposits

Provide the latest technology to your customers with RDC!

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IBT can help secure your network and your information by proactively identifying weaknesses in your security posture.  We offer the monitoring and firewall protection to help reduce your risk.

Monitoring

IBT incorporates monitoring with in our corporate performance.  We monitor our performance within our own business plans as well as working on our operating results.  IBT believes that it is our duty to monitor and encourage ethical behavior, law compliance, regulations, and with corporate policies conflicts of interest and duty of loyalty, auditing and of course accounting principles

IBT believes monitoring does play a very large part within the Industry.  All financial institutions must provide ways to watch their employees to make sure everyone is following the rules set forth by states and governments.

Firewall Protection

IBT offers Firewall solutions to ensure your network’s availability and security.  IBT takes the security of your financial institutions resources to the next level by protecting the network infrastructure against network and application layer attacks, viruses and worms.  IBT’s firewall protects all of your company’s communications. 

  • Protects network resources-- Uses existing routing capabilities to offer distributed threat mitigation of worms, viruses, and other network and application-layer threats and exploits
  • Helps lower total cost of ownership-- Reduces equipment footprint and minimizes power consumption
  • Increases deployment flexibility-- Offers options for transparent and virtual firewall policies on wide variety of WAN, WLAN, LAN and VLAN interfaces
  • Helps achieve regulatory compliance
  • Improves the integrity of Communications-- Helps ensure that critical unified communications service. 
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IBT provides state-of-the-art disaster recovery and business continuity solutions for financial institutions. The degree of complexity of all systems has increased exponentially. The more complex the information requirement, the more demand for a comprehensive disaster recovery and business continuity plan. Today, there is zero tolerance for interruption of service.

Our vision takes advantage of all technological advancements. IBT fully utilizes state of the art Service Oriented Architecture framework and Virtual Machine Technology.  We recognize the value of deliberate separation of hardware from the software applications in the enterprise network. Hardware is distributed throughout the network enterprise as virtual server platforms. Applications access these virtual platforms and replicate the data real time across the network. The fault tolerance of these platforms ensures up time. By distributing applications throughout a virtual platform, IBT protects you against downtime and service interruption. The communications infrastructure is configured to allow for large amounts of data to be moved across the enterprise.

IBT provides for disaster recovery of financial institutions network infrastructures with complete annual testing to comply with current regulatory requirements and proof of concept. As a partner of Recovery Solutions, IBT provides access to a fully functional Mobile Bank facility.

In the world of zero tolerance for service interruption, IBT understands that disaster recovery and business continuity planning is as crucial and as important as the application deployment itself. 

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BT offers hosting solutions to optimize your business performance.  IBT’s Data Center and Web hosting services are designed to offer the flexibility to meet your unique needs today and in the future. We provide high availability and security to support your online business and e-businesses with world-class technology experts and infrastructure. 

Managed Hosting Services

  • Networking Services– provide and manage an entire system of services that are available to help optimize your company.
  • Security Services- provide availability, control, and confidentiality for our customers
  • Service Desk– online or on phone with your personal contact to help relieve problems.
  • Storage Services – data needs
  • Disaster Recovery & Business Continuity – maintain business functionality
  • Managed Application Services  - enhance and support solutions

With superior technology professionals and multiple data centers across the country, IBT’s Hosting Services can provide you with the tools, expertise and infrastructure so you can focus on your financial institution, its consumers and their needs. 

Our hosting services include the network, security, service desk and managed application services. IBT is more than committed to meeting your businesses quality and expectations.

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IBT gives you control of the data you want to back up and manage. Since all data is encrypted in flight and at rest, expensive data communications is eliminated. With IBT you will have full control and access of your data. Should you require data restoration you can simply log in and download it to your restored system. If your restore requires a large amount of data, you can request a USB disk data seed from the same customer portal. Our center technicians will restore your data to an encrypted USB disk and ensure your receive it the next day, reducing recovery time from days/weeks to a single day in most cases.

IBT can create a virtual environment for your recovery. You can activate your virtual server’(s) and restore your data to the VM. Once your local environment has been restored, simply move your data. We provide a reliable backup infrastructure IT operations support, minimizing any chance of disruption. With information security a priority, encryption of all data protects your interest.

With IBT you can:

  • Provide data center based applications 
  • Provide hosted applications for a third party
  • Provide hosted hardware platforms
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IBT provides all your service bureau processing needs. With dual-replicated data centers located in Chicago and Austin, your information is always protected. IBT is a fully functional Application Service Provider (ASP) for your financial institution. We provide scalable core banking system that includes a comprehensive customer information platform, and robust product flexibility. All system products come with an extensive inventory of configurable feature and functions that are shared across all applications within the system.

If you are a Commercial Bank, Savings Bank, or Credit Union - IBT's’ transactional processing ASP and in-house solutions can fulfill all of your back office processing needs. These comprehensive and user friendly solutions include a complete array of item processing services, back office services, fraud protection and risk mitigation, ATM authorizations and card management, contact management and work-flow document imaging solutions.

IBT’s Item Processing and Back Office Services include:

  • In clearings processing, paper or electronic
  • Proof of Deposit services
  • Amount entry
  • Reject repair
  • Transaction balancing
  • RDC file processing
  • Item processing report creation
  • IRD creation
  • Host file creation and transmission
  • Correspondent Bank cash letter deposits, paper or electronic presentment
  • Incoming return cash letter processing
  • Outgoing return cash letter preparation, paper or electronic presentment
  • Branch capture capability
  • Host system report download and archival
  • Customer notice print and mailing
  • Statement printing and rendering
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Benefits

  • Statement Customization
  • Instantly access and reprint customer statements with images.
  • Print statements with either bi-tonal or gray-scale images
  • Reduce forms cost by reducing number of pages required to produce statements
  • Eliminate microfilm storage and time-consuming microfilm research
  • Create PDF files of statements
  • Push/ Pull delivery in encrypted PDF
  • Bar code and Mail Manifest for maximum postal discounts
  • Deliver statements on CD or DVD for larger corporate customers
  • E-delivery available 
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Take control of your statement processing. IBT’s i²Statements provides you with complete statement production capabilities. i²Statements will keep you in disclosure compliance with built-in intelligence that maintains the original disclosure notice printed with the statement. You and your customers will see the disclosure originally delivered with the statement regardless how many times it has been changed. 

i²Statements utilizes Optical Mark Recognition (OMR) technology to allow folder/inserters to verify the correct pages, page count, and page order prior to inserting the statements into the envelopes. i²Statements supports Pitney Bowes, Neopost, Hasler, and Duplo brand folder inserts

i²Statements will virtually eliminate the cost of ordering pre-printed statements.  With the use of electronic statement overlays we are able to produce the statement graphics and disclosure information as the statement is being printed.  i²Statements can easily be integrated with the rest of our IBT solutions.

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Report Archive

Core reports are stored and indexed. Reports can be viewed in text or graphic and print to any printer. Search individual reports, groups of reports, or by a date range. The information in your report is highlighted for easy viewing.

Tag data in the report with your network ID, time stamp or sticky notes for auditing purposes.

No longer will you need to print and retain paper reports for independent audit verification. 

Save time and money with the IBT Archiving Solutions.

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Document Archive

i²Docs delivers a single point of access to important documents.  Create virtual filing cabinets that not only eliminate the need for physical storage, but also allow for easy access, retrieval, distribution, retention and document disposal through one database.

Documents can be viewed or accessed from remote locations, and permission can be modified at any time for any user.

Audit & Compliance: All viewing and note history is maintained. Each time a staff member with the proper security is allowed to view a folder, the user ID, time and date is recorded.

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The unique design of the IBT archive eliminates the need to archive images off of the system. Maintain an unlimited amount of data Online for as long as you choose and directly match your retention policy.  This gives you the ability to research, recall, and query all archived data whenever needed without limitations. 

Significantly reduce the cost of research and improve customer experience by providing the tools they need to retrieve, examine, make decisions and answer customer inquiries from employee desks. Years of transaction images are available, in seconds, from any workstation.

Check & Image Statements Archive

i²Check 21 archive provides full, real-time access to you and your customers through customer service or our i²OLB, IBT's Online Banking solution.

The moment an item is scanned, through branch, home, mobile, or business capture the electronic image is immediately stored and can be retrievable by virtually any criteria. When an item is located, simply click on the link icon and retrieve the entire transaction associated with the item.

Customer statements are maintained on the system indefinitely.

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IBT offers you the ability to reconcile any official images with Online images. You are able to create a log of sales and checks issued daily.  These images are matched against the logs to the official documents.

Provide customers with confidence and create solid work-flows by providing your financial institution with IBT’s reconciliation solution. 

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IBT’s i²Check21 solution provides simple, effective and secure aggregation and electronic CTR forms generated during back office operations.  CTR forms are preformatted based on our CTR database. 

Benefits:

  • User friendly interface
  • Easy to read screens
  • Real time aggregation from multiple locations
  • FinCEN compliant by utilizing paperless forms
  • Information encrypted and securely stored in the database
  • Triple layer protection for input, review and submit
  • OFAC watch list capabilities
  • Multiple transactor capabilities
  • Information populates from transaction to CTR
  • Configurable reports
  • Integrated with i²Teller
  • E-filing – the ability to send completed CRTs to FInCEN.
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Don’t be a victim of check fraud. Turn employees into super heroes and prevent fraud before it happens. IBT’s i²FraudStop helps you stay ahead of perpetrators by monitoring suspicious behavior, analyzing data to identify new patterns, refining fraud alert systems and efficiently managing potential fraud cases from detection through notification of the authorities. You have the ability to customize fraud filters to match your business needs and control how suspicious transactions are handled, including the ability to hold the transaction for manual review.

i²FraudStop's signature verification feature detects the presence of a signature on personal and business checks, then compares and identifies random skilled forgeries. All transaction items processed through our teller capture, branch capture, and mobile capture applications are additionally subject to the check fraud prevention system.

Fraud is an equal opportunity crime and every business is vulnerable.  The "invisibility" of electronic monetary transactions makes fraudulent activity easier to hide and increases a bank's vulnerability. With the increase of electronic transaction processing in today’s banking world, items are no longer reviewed by individuals which makes i²FraudStop a valuable asset.  

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IBT’s Branch Capture solution will streamline your work flow with check image capture, transaction balancing, repair and clearing. This solution eliminates the need for branch microfilming and enhance image-based work flow with “early-entry” of check images into the payment processing system.  It will capture all images that are presented into the daily processing environment earlier, delivering savings opportunities to your institution.

Branch Capture allows your institution to:

  • Improve item processing deadlines
  • Reduced peak-time staffing requirements
  • Lengthen end-of-day branch cut-off times
  • Reduce courier runs
  • Eliminate back office sorter maintenance
  • Eliminate the need consolidated, higher speed image transports
  • Lower operating costs and optimize accuracy
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Save time and money by tracking your customers with our integrated contact management solution, i²Contact.

i²Contact creates a full historical account of all communications and saves it to our powerful, centralized database - permitting quick access and easy retrieval of information where and when you need it.  

i²Contact creates a full historical accounting of all communications, whether originated by the member or credit union and saves it to our powerful, centralized database, permitting quick access and easy retrieval of information where and when you need it. 

The built in contact management feature gives your managers and supervisors the ability to view and manage all pending contact history postings at a glance.  Quickly sort and view contact history based on application, account number, details, assigned user or category. Additionally, your manager or supervisor can even re-assign contact history to other users and departments as needed based on employee availability or expertise.

i²Contact provides summarized or detailed customized reporting to help you intelligently track your members and their needs.  Contact history management is one of the most important and powerful tools utilized to help assess, plan and manage customer service.  

Empower your employees with i²Contact today.

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Save time and money by tracking your customers with our integrated contact management solution, i²Contact.

  • i²Contact creates a full historical account of all communications and saves it to our powerful, centralized database - permitting quick access and easy retrieval of information where and when you need it. 
  • i²Contact creates a full historical accounting of all communications, whether originated by the customer or bank and saves it to our powerful, centralized database, permitting quick access and easy retrieval of information where and when you need it. 
  • The built in contact management feature gives your managers and supervisors the ability to view and manage all pending contact history postings at a glance.  Quickly sort and view contact history based on application, account number, details, assigned user or category. Additionally, your manager or supervisor can even re-assign contact history to other users and departments as needed based on employee availability or expertise. 
  • i²Contact provides summarized or detailed customized reporting to help you intelligently track your customers and their needs.  Contact history management is one of the most important and powerful tools utilized to help assess, plan and manage customer service.  

Empower your employees with i²Contact today.

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IBT’s Integrated Telephone Banking system, i²Phone, provides your customers with instant access to their account information from anywhere and at any time. 

With i²Phone, your customers can access account balances, transfer funds between banks and within the bank, make loan payments, review transaction history, verify checks and deposits that have cleared or posted to their accounts as well as seek live help when needed. 

Provide your customers with a hassle free banking experience integrate your solutions and make telephone banking another channel in which your customers can manage their accounts.  Customers simply activate their own telephone banking pass-codes and permissions. Allow IBT to help you show your customers that integrated telephone banking is no longer limited by time or days and transaction history is always available no matter when it occurred. 

Stay ahead of the technology curve - provide your customers access when and where they need it.

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Features & Benefits

  • Scan or drag and drop
  • Automated bar code and manual indexing capabilities
  • Drag and drop capabilities
  • Color or black and white
  • Accepts any file format: .jpg, .pdf, .tiff, .xls, .doc, .txt, .etc.
  • Customizable print features; add headlines, birders, page numbers, etc.
  • Encrypted, password protected .pdf export for secure emailing
  • User defined fields for meta-data searching
  • Add notes to pages or folders
  • Automated scanning linked to collateral
  • Online audit trail for document access and modifications
  • Full integration of signature card images for signature comparison with proof
  • Save money by eliminating the cost and hassle involved with manually handling and filing paper
  • Protect your paper records by creating electronic copies that can be backed up in multiple ways
  • Enforce your filing integrity
  • Provides several layers of security
  • Documents can be viewed from remote locations and permission to do so can be modified at any time.

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BT’s Document Imaging System, i²Docs, captures and stores paper documents in standard electronic formats. This process converts paper documents to digital images, reduces physical storage costs, enables documents to be securely retrieved and shared, and results in faster retrieval of critical business information.  

Any document or paper that needs saving can be scanned and stored within i²Docs.  Our document templates allows you to pre-define the location where all documents are stored (CIF record, account level or department). We also offer you the ability to drag and drop documents, images, emails and email attachments into any file at any time.  IBT provides document storage without placing limitations on users by allowing storage of all documents in one centralized user friendly database that can be accessed by all branches. 

Remain competitive by implementing i²Docs within your financial institution and allow IBT help you stay ahead of the curve with our advanced and innovative financial software solutions.

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Benefits & Features:

  • Convenient & Efficient
  • Easy to Use
  • Build and Maintain Customer Loyalty
  • Cost effective
  • Safe and Secure
  • Fraud Protection
  • Eco Friendly
  • Eliminate Geographical Limitations
  • Enhance your competitive advantage
  • Uses widely available, easy-to-use technology to reach a younger demographic
  • Acts as new communication channel with existing account holders, engaging inactive clients and strengthening loyalty
  • Offers branch service through a self-service outlet, increasing access to a wider geographic region, lowering branch traffic and transaction costs
  • Offers the ability to track usage and generate additional fee income
  • Provides a low cost method for acquiring deposits

Provide the latest technology to your customers with i²RDC!

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IBT Capture Solutions, i²RDC, allows customers to scan checks or remittance coupons using a multiple item check scanner and transmit check images and data directly to your financial institution for faster processing. i²RDC accepts customer deposits from anywhere, allowing you to remain competitive in existing and new markets.  Attract customers with convenience, cost savings, expanded deposit windows and the greener side of business that this service offers.

Business Capture

Provide your business customers with a convenient and economical new service.  Your business customers are now able to scan and deposit checks without going anywhere.  All that is needed to get started is a one time fee, simple to use check scanner. Provide your business customers with a service that understands their needs.

Mobile Capture

Allows consumers to scan documents such as business cards, receipts, and checks with their mobile device.  Once the mobile device has captured this information it is sent directly to the financial institution in real-time using wireless broadband Internet services.

Home Capture

Deposit your check from the comfort of your own home. With a personal computer, a secure Internet connection and a flatbed scanner, account holders simply log in to Online banking and make a deposit.

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IBT's integrated teller solution, i²Teller, focuses on change, improving productivity through business process innovation. Once item images are captured, your institution has access to information necessary to make confident decisions and improve customer experience while allowing your customers to benefit from the real time alerts and capabilities of receiving electronic receipt to their mobile phone.  

Features:

  • Real-time check imaging at the point of presentment
  • CTR E-filing
  • Electronic SAR Assistant
  • MICR printing of official items
  • OFAC scanning on official items before printing & issuance
  • Virtual ticket creation
  • Deferred transactions
  • Electronic signature pads for cash back transactions
  • Check 21 integration
  • Online real-time research through electronic teller journals
  • Account balance and Customized receipt printing. 
  • Electronic End of Day reporting/counting

IBT understands the unique needs of financial institutions and we are dedicated to providing customer centric solutions that focus on improving the customer experience. As result your customers will maintain a strong sense of confidence knowing their transactions are handled accurately each and every time they visit.  

Teller provides productivity and cost savings by enabling your tellers to immediately verify transactions at the teller line, improving transaction accuracy rates, fewer exception items, adjustments and customer notifications. 

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In today’s competitive financial environment, over 85% of all consumers research products and services online prior to purchasing a new product or service. A high quality, dynamic internet presence has evolved into a necessity for financial institutions of all sizes. IBT and Digital Turf have partnered, to provide financial institutions an unmatched level of quality and service in designing, developing and managing their online presence.

Regardless of the size of your institution, IBT and Digital Turf will partner with you to add value, retain customers and provide the highest quality of Website Design and Development, Branding, Social Networking and Digital Marketing.

"Working with Digital Turf has been a pleasure - they are creative, fast and fun to work with. Importantly, they are committed to helping community banks enhance their web presence in order to increase their relevance in their respective markets".
- Mark Sheffield, Executive Vice President - Roscoe State Bank
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IBT's Online Banking Solution, i²OLB, allows your customers to access their accounts anytime from anywhere. i²OLB is a comprehensive, turnkey Internet banking platform that enables financial institutions to leverage today’s most cost-effective delivery channel by establishing robust, fully branded, secure Internet banking sites.

i²OLB’s real-time capabilities include access to account balances and history, customer defined real time alerts, one-time and recurring funds transfers, account statement and check image viewing and downloads, self-directed research, check ordering, loan payments, advances, and draws. When you couple IBT's i²Core Solution with i²OLB - all transactional activity alerts are processed in real time, including loans, demand accounts, and transfers. We provide your customers with the tools they need to manage their accounts day or night, seven days a week, 365 days a year, conveniently and securely Online, which allows your institution to remain competitive in today’s technology driven environment. 

i²OLB enhances the products you offer and consistently exceeds your customers’ expectations by improving customer self-sufficiency, interaction, and loyalty by leveraging the power and convenience of the Internet to provide greater account control for all parties.

Benefits & Features:

  • View Account balances, transactions and details
  • Loan Payment Capabilities
  • Real-time Alerting
  • E statement delivery
  • Secure Messaging
  • Stop payment Requests
  • Online bill pay
  • Electronic bill pay
  • Online Transfers
  • Remote deposit Capture
  • Personal Finance Management

IBT understands that Online Banking is here to stay.  Let IBT maximize your customer convenience and help you remain competitive in this new technological era with i²OLB.

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ACH processing increases efficiency and easy handling to meet transaction volume growth. Automated processing provides a multitude of advantages:

  • Online access
  • Automated settlement
  • Multi-institutional processing
  • Robust risk mitigation tools
  • Debit authorization/protection
  • Comprehensive return item processing
  • Extensive reporting

In addition, you can implement a comprehensive solution and expand your service offering with a range of easy-to-integrate add-on modules including:

  • Automated scheduling and arrival payment processing
  • Prefunding
  • Dual authorization
  • ACH positive pay
  • SEC code and debit return monitoring
  • Customer activity reporting
  • OFAC monitoring
  • Check to ACH conversion

Benefits

  • Eliminate costly manual processes
  • Maximize efficiencies and productivity
  • Enhance customer servicing and satisfaction
  • Expand business services and offerings
  • Enjoy 24/7 support from industry experts
  • Improve regulatory compliance and mitigate risk across your automated clearing house payment processing system 
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Wire Transfers

IBT can provide an Internet based solution that allows your customers the convenience of wire transfer capabilities for International and Domestic transactions.

Features For You

  • Complete Administrative console
  • Full Reporting and Auditing capabilities
  • File delivery from your business customers
  • Email Notifications
  • OFAC compliance

Features For Your Business Customers

  • Upload and send Fed compatible wires
  • Create and submit wires
  • Create, save and send repetitive wires via template creation station
  • Email notifications
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ACH processing increases efficiency and easy handling to meet transaction volume growth. Automated processing provides a multitude of advantages:

  • Online access
  • Automated settlement
  • Multi-institutional processing
  • Robust risk mitigation tools
  • Debit authorization/protection
  • Comprehensive return item processing
  • Extensive reporting

 

In addition, you can implement a comprehensive solution and expand your service offering with a range of easy-to-integrate add-on modules including:

  • Automated scheduling and arrival payment processing
  • Prefunding
  • Dual authorization
  • SEC code and debit return monitoring
  • Customer activity reporting
  • OFAC monitoring
  • Check to ACH conversion

 

Benefits

  • Eliminate costly manual processes
  • Maximize efficiencies and productivity
  • Enhance customer servicing and satisfaction
  • Expand business services and offerings
  • Enjoy 24/7 support from industry experts
  • Improve regulatory compliance and mitigate risk across your automated clearing house payment processing system 
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Consumers have more choices today than ever before!  IBT can help your customers choose wiser. Because our i²EFT system supports the most widely used ATM and Debit card systems in the industry, IBT allows you to choose the system that is best for you.  Manage your entire card base from one consolidated system and wow your consumers with convenience and efficiency. 

i²EFT supports your payments platform and card base - in real time. IBT offers competitive features that will help you gain success in the marketplace. 

Benefits include:

  • Creation of card holder accounts
  • Service fees
  • Card status
  • Card limits
  • Customer level overrides
  • Real time environment
  • Support services
  • Anytime, anywhere financial convenience

Let IBT help you provide your consumers with convenience.

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General

  • Cust. Information File
  • OFAC scans
  • BSA
  • Real Time Alerts, DDA, Loans, ACH, Wires, etc.
  • Relationship profile
  • Profitability analysis
  • Account templates
  • Board, executive and line management
  • Graphic Reporting system
  • General ledger/budgeting
  • ACH warehouse
  • Real-time and/or batch posting
  • Automated account balancing
  • Combined statements
  • Card Management

Deposits

  • DDA, Money Market, NOW and Savings
  • Account Analysis
  • Overdraft Protection
  • Bank defined service charge routine
  • Integrated image retrieval
  • Club
  • Health Savings Accounts
  • Certificates of Deposit
  • On-line NSF, Non-posts & charge-back processing
  • Sweep accounting
  • Tickler system 
  • Safe deposit box management

Loans

  • Consumer, Real Estate, Commercial/BSA, LOC, Ag/Farm Credit, HE
  • Mortgage Servicing, Fannie Mae and Freddie Mac
  • Overdraft protection (Ready Reserve)
  • Full escrow, ARM accounting
  • Tickler system 
  • Dealer Floor Plans
  • Amortized
  • Single Pay
  • Balloon
  • Fixed/variable/or combination of rates
  • Credit bureau reporting
  • FASB fee reporting
  • User defined late payment routines
  • Debt cancellation Insurance

Reporting

  • Board, executive and line management reporting
  • Graphical reporting system
  • Over 300 standard reports
  • Automated report processing to COLD, printer or branches
  • Customizable reporting
  • Excel or Simple “drag and drop” tool for “ad hoc” reporting

Professional Services

  • Complete disaster recovery
  • Full building, data line/communications and real-time data recovery
  • Communication network services
  • Comprehensive training
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IBT Capture Solutions, i²RDC, allows customers to scan checks or remittance coupons using a multiple item check scanner and transmit check images and data directly to your financial institution for faster processing. i²RDC accepts customer deposits from anywhere, allowing you to remain competitive in existing and new markets.  Attract customers with convenience, cost savings, expanded deposit windows and the greener side of business that this service offers.

Business Capture

Provide your business customers with a convenient and economical new service.  Your business customers are now able to scan and deposit checks without going anywhere.  All that is needed to get started is a one time fee, simple to use check scanner. Provide your business customers with a service that understands their needs.

Mobile Capture

Allows consumers to scan documents such as business cards, receipts, and checks with their mobile device.  Once the mobile device has captured this information it is sent directly to the financial institution in real-time using wireless broadband Internet services.

Home Capture

Deposit your check from the comfort of your own home. With a personal computer, a secure Internet connection and a flatbed scanner, account holders simply log in to Online banking and make a deposit.

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IBT’s Mobile Banking Solution, i²Mobile, provides your customer’s with mobile banking, real time alerts and payment solutions for all size banks and credit unions. Real-time alerts ensures that your institution and your clients receive information as soon as it happens.  Through the alert, the customer can make immediate decisions regarding their accounts.

i²Mobile enables your institution to expand market presence and potential while enhancing customer convenience, self-sufficiency, and loyalty with the ability to perform routine banking transactions using a cell phone, PDA, or other mobile device; attracting new clients, enhancing customer retention, and improving customer service.  In these challenging times, it is important for businesses to maintain their competitive edge by offering mobile banking and payment solutions that enhance customer experiences and increase business efficiency. 

i²Mobile also provides you with essential end user analytics.  This data captures your clients’ needs. This helps you decide how your clients are using your services, and if they are satisfied with your service. 

  • Features and Benefits
  • Increase market penetration
  • Retention of valuable clients
  • Reduce costs
  • Customer Convenience and efficiency
  • Real-time, alerting, account updates, and deposit information, etc.
  • Mobility, your account goes with you. 

Bring the possibility of combining all information from ancillary applications into meaningful data, retrievable from one location, into a reality.

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IBT has partnered with two of the best-in-class leaders of automated lending and account origination solutions that integrate with our i²Core Solutions to help provide you and your customers with the best possible software solutions available.

Wolters Kluwer is a strong industry leader for the banking industry.  Wolters Kluwer Financial Services’ solutions include integrated and stand-alone compliance and work flow tools, documentation, analytics, authoritative information, and professional services. Customers include banks, credit unions, mortgage lenders, securities, and insurance organizations of all sizes throughout the United States

Harland Clarke, provides superior customer acquisition performance can lead to market-differentiating earnings growth. Given the strong relationship between customer acquisition and top-line and bottom-line performance, it is not surprising that financial institutions are refocusing their efforts on increasing volume through targeted new customer acquisition.

Whether your organization is a bank, credit union, processing account-based transactions is large part of your daily process. Each transaction is a reference point that reflects the speed, service, efficiency and overall competitiveness of your organization.  IBT’s Account Origination Solution provides all of the documentation needed within one platform to open accounts and loans and then integrates the needed data into our i²Core accounting solution, eliminating duplicate entry of information. 

IBT helps you satisfy your customers and maximize your workforce.  Let IBT take the uncertainty out of your account processing.  

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IBT’s i²Core provides a complete package and most advanced, innovative financial software solutions. i²Core provides the right products, improves operations, reduces costs and mitigates risk. i²Core allows you to view all of your customer's data, relationships and transactions in a real-time environment. 

Designed as either a complete in-house or service bureau application, i²Core provides a stable, proven system that utilizes the latest in Microsoft© technology to deliver consistent information to all of your customer touch-points. 

i²Core can be partnered with i²Suite for a fully integrated approach of ancillary products, such as our i²Teller Solution, i²OLB (Online Banking), Debit and Credit, i²Mobile, i²Docs and more, in a single sign-on, dashboard application. IBT offers virtually every application you need to run you institution with our portfolio of user friendly, feature rich banking products and applications.

IBT’s i²Core enables you to meet the specific challenges of your marketplace, efficiently and effectively.   IBT is your true technology partner that provides integrated solutions either in-house or as service bureau, with a system that is scalable, flexible, easy to use and cost effective.

Core accounting

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Account origination

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Mobile banking

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Payment solutions

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Online banking

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Teller

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Capture Solutions

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Document Imaging

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Telephone Banking

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Customer Tracking

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Item Processing

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Archive

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Print Services

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Data Center

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Schedule a Core Webinar

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IBT Partners

Banc Statements, Inc.

BSI specializes in providing an outsource solution for printing and mailing of DDA and savings statements primarily to community financial institutions. BSI completely eliminates the hassle of printing, folding and stuffing statements in-house, allowing financial institutions to save thousands of dollars each year and simplify operations in the process. BSI has processing plants in Birmingham, Dallas and Indianapolis.

Banker’s Toolbox

Product suite consists of comprehensive solutions for money laundering detection and reporting, BSA/AML compliance, fraud prevention and risk management, secure wire processing automation, and CRE loan stress testing.

BankTEL

BankTEL delivers the industry’s most advanced accounting applications to give your financial institution total integration, increased efficiency and unprecedented reliability through a single source.

BLM

BLM, delivering end-to-end branch technology solutions to the financial industry for 25+ years. With our in-depth experience and partnerships with world-class suppliers, we bundle products and services together offering unbiased options for hardware sales, equipment installation, maintenance services for on-site and depot repair, and fulfillment services. We also offer complete solutions for digital signage and instant EMV card issuance.

Burroughs

Burroughs, Inc. is a leader in technology services & payment-related products. Leveraging a nationwide service organization and U.S. based research, development and design capabilities, Burroughs is committed to delivering services and product solutions that exceed customer expectations. Whether its field service, remote technical support, teller or retail cash automation, server solutions or check processing technology, Burroughs is focused on delivering quality service and innovative product to the payment technology market.

CalTech

Committed to providing best in class IT service, CalTech specializes in optimizing technology for financial institutions by designing unique business-aligned IT strategies. With over 25 years of experience in the financial industry, CalTech’s services and solutions are designed to increase your financial institution’s profitability, productivity, and efficiency while ensuring the security and prosperity of your business.

Deluxe

Throughout our 100-year history, we’ve built a heritage of unmatched quality, innovation, and proven success in strengthening customer relationships for 5,100 financial institutions (“FIs”) and over 4 million business customers. Deluxe is on a clear journey to remain the check market leader and simultaneously continue to build financial technology capabilities and a broad set of solutions. In addition to our check program, we are making ongoing investments into a diverse portfolio of financial technology (“FinTech”) solutions that help our clients achieve growth and better meet the needs of their customers throughout the customer lifecycle. We leverage these technology advancements to help financial institutions target, acquire and retain customers; enhance the customer experience along with improved branch efficiency; manage fraud and protect their business, and manage the commercial and treasury operations within their institutions.

Digital Check Corp.

Digital Check is a leading technology provider of low-cost check scanners for the distributed capture marketplace.  Delivering reliable performance with superior MICR and image quality, the award-winning CheXpress® CX30, TellerScan® TS240 and TS500, and BranchXpress® BX7200 are specifically designed to meet the needs of today’s RDC, teller, and branch users.  Our SB650M is a full-page, MICR-enabled scanner for the mobile and small business market.  Digital Check also offers software solutions for geolocation (Advisor™), advanced image enhancement (Clear™), and vault processing (Vault™). 

Digital Turf

Digital Turf is a full service digital agency at the forefront of online strategies, communication, design, technology and development. Our firm is dedicated to combining compelling content with the most up-to-date tools available to help cut through the digital clutter. We combine decades of campaign management and digital know-how with proprietary and third party tool sets and an in-house team of seasoned researchers, trackers, designers, developers and communicators to redefine how organizations grow and communicate.

FI-MOBILE

FI-MOBILE helps credit unions and banks deliver a complete, engaging and profitable banking experience across mobile devices and online. FI-MOBILE solutions deliver a wide-range of banking services now available to more than 1.4 million consumers and have earned an average customer loyalty rate of 97 percent.

First Data

First Data is a global leader in commerce-enabling technology and solutions, serving approximately six million business locations and 4,000 financial institutions in 118 countries around the world. The company’s 24,000 owner-associates are dedicated to helping companies, from start-ups to the world’s largest corporations, conduct commerce every day by securing and processing more than 2,500 transactions per second and $1.9 trillion per year.

Intuit

IBT Certified Quicken and QuickBooks integration.

iPay

IBT Certified bill pay partner. iPay Solutions is a leading integrated bill payment provider to more than 4000 community financial institutions and offers the latest payment innovations for consumer and small business, person-to-person and mobile payment solutions.

MX

MX creates powerful software and tools that help financial institutions enhance their on-line offerings.

Payveris

IBT Certified Bill Pay and Mobile Payments Partner

Payveris provides the latest and most innovative Digital Payment solutions for Community Banks. The Payveris single SaaS based digital payments platform is fully integrated into IBT to deliver the highest quality bill pay and money movement solutions combined with a lower cost to serve. Payveris delivers a feature-rich seamless "anytime, anywhere, any device" payments experience. 

Recovery Solutions

Recovery Solutions provides a full-service solution to financial institutions. Its unique turnkey Disaster Recovery/Business Resumption program offers a fleet of fully integrated mobile banks with necessary computer and Satellite technology to assure business continuity.  With its annual “LiveSite” testing program, Recovery Solutions assures its enrolled clients that they can resume normal operations in a timely fashion after a disaster.  RS offers a full range of Business Continuity Plan Development and Enhancement Services, critical for FFIEC compliance.  In addition, RS has a variety of lease options.  A temporary mobile bank facility can be the perfect answer when you need to provide a full-service retail business in which to service your customers, while a permanent location is under construction.  For more information visit www.recoverysolutions.com

Vantiv

Vantiv is a leading payment processor differentiated by an integrated technology platform. Vantiv offers a suite of traditional and innovative payment processing and technology solutions to financial institutions of all sizes, enabling them to address their payment processing needs through a single provider.

Verafin

Verafin is a leader in cloud-based, cross-institutional Fraud Detection and Anti-Money Laundering (FRAMLx) collaboration software with a customer base of over 1300 financial institutions across North America. Its uses cross-institutional, behavior-based analytics to help financial institutions stay a step ahead of fraud and BSA, USA PATRIOT Act, and FACTA compliance landscape, while allowing them to collaborate cross-institutionally. Verafin is the exclusive provider for the CBA, FBA, IBA, MBA, CUNA Strategic Services, a preferred service provider of the ICBA, and has industry endorsements in 44 states across the U.S.

Wolters Kluwer Financial Services

IBT has certified Wolters Kluwer's ComplianceOne for integration with IBT's i2Core solution. Wolters Kluwer Financial Services is a leading provider of content, compliance, technology, and services to banking, indirect lending, insurance, mortgage, and securities organizations in the United States.

Worldwide Interactive Services

Worldwide Interactive Services has been serving the banking community since 1995 with voice, internet, and mobile banking solutions. Delivered as Software as a Service (SaaS), your bank will recognize the benefits of a robust electronic banking offering, reliability of a redundant and secure platform and low cost of implementation and monthly recurring charges.