Intelligently integrated digital banking platform
Attract and retain customers with secure account access and management, anytime, from anywhere. The i2OLB platform provides a turnkey, branded digital banking solution so your financial institution can leverage today’s most cost-effective delivery channel.
With i2OLB, your customers can:
- View account balances, activity, and monthly statements online, across accounts – including checking and loans
- View check and deposit images
- Transfer funds between accounts
- Make loan and bill payments online
- Make stop payment requests
- Receive real-time account alerts
- Use secure messaging and file transfer
- Receive e-statements and e-notices
- Create and manage ACH payments and wire transfers
- View remote deposits and more…
Offer your customers a range of digital banking solutions to suit their needs:
Online and Mobile Banking Options
Offer your customers full-service banking on desktop, laptop, and mobile devices.
Bill Pay Solutions
Our integration partners make paying bills easy, with online bill pay.
Commercial Cash Management
Support your business clientele with the ability to manage business and personal accounts in the same internet session.
The following components build on the i2OLB digital banking platform to make a powerful set of features for personal and business banking customers.
i2Mobile and Online Banking for customers right where they are
We know that online and mobile banking are key to attracting and retaining customers, so we provide you with the means for allowing them to securely and reliably access and manage their accounts anytime, from anywhere.
With Digital Banking’s i2Mobile and Online Banking solutions, your financial institution can leverage today’s most cost-effective delivery channel branded for a seamless customer interaction.
With our digital banking platform, customers can
- Perform P2P and B2B transfers
- Add and manage payees
- Pay bills
- Share bill pay history on their joint accounts
Online Bill Pay for your customers and for your bank
Enhance your customers’ digital banking experience with a high-demand, intuitive digital payment solution. Online Bill Pay enables customers to manage and pay all their bills from their desktop, laptop, and mobile devices. Not only will customers benefit, but so will your financial institution.
Online Bill Pay opens up opportunities for your bank such as:
- Attracting and retaining retail and business customers
- Decreasing operating costs while increasing efficiencies by replacing physical payment and check processing
- Strengthening your competitive position in the market
- Increasing revenue potential with transaction-based fee income opportunities
Commercial Cash Management
- View account balances and transactions in real-time
- Create ACH & wire templates
- Benefit from multi-level security with dual control
- View activity and user reports
- Create and upload ACH batches
- Manage ACH participation
- Submit wires for approval
- Provide approvals from anywhere through i2Mobile
Data compliance: safeguarding online banking information
Let’s face it: The digital space can be a scary place. We take safeguarding your data seriously, so you can offer your customers the web services they need with confidence.
IBT Apps leverages a variety of tools, frameworks, and resources to ensure our digital banking applications meet the banking and financial services industry’s secure banking requirements. When you engage with IBT Apps, you can expect a real-time, dynamic code review process during development and implementation, multi-factor authentication for your customers, and secure data transmission.