.

We currently have no positions available. 

Account origination

17

Mobile banking

51
18
19

Payment solutions

21
24
25

Online banking

26
27

Capture Solutions

29
31

Document Imaging

32
33

Telephone Banking

34

Member Tracking

36

Item Processing

37
38
39
40

Archive

41
42
43

Print Services

44
45

Data Center

46
47
48
49
50
.
Corporate Headquarters - Austin

1101 Arrow Point Dr., Suite 305
Cedar Park, TX 78613
512-616-1100 (Direct)
512-616-1101 (Fax)
Denver

7010 Broadway #350
Denver, CO 80221
303-308-9930 (Direct)
512-616-1101 (Fax)
Chicago

1400 E Touhy Ave., #145
Des Plaines, IL 60018
773-973-1536 (Direct)
512-616-1101 (Fax)

Welcome

IBT is dedicated to providing support for all of our customers on all of our solutions. We want to create a long-term partnership by providing reliable, friendly, and knowledgeable customer service. Our customer support center is located in Cedar Park, Texas, and is staffed by highly-trained, technical engineers and product specialists with years of experience in the banking software industry. Our goal is to provide unprecedented customer service.

Our office hours are from 8:00 AM - 5:00 PM CT, Monday through Friday, but after hours support is available. We can be reached at 512-616-1100. 

Join a live session with one of our support specialists. 

.

Benefits & Features:

  • Convenient & Efficient
  • Easy to Use
  • Build and Maintain Customer Loyalty
  • Cost effective
  • Safe and Secure
  • Fraud Protection
  • Eco Friendly
  • Eliminate Geographical Limitations
  • Enhance your competitive advantage
  • Uses widely available, easy-to-use technology to reach a younger demographic
  • Acts as new communication channel with existing account holders, engaging inactive clients and strengthening loyalty
  • Offers branch service through a self-service outlet, increasing access to a wider geographic region, lowering branch traffic and transaction costs
  • Offers the ability to track usage and generate additional fee income
  • Provides a low cost method for acquiring deposits

Provide the latest technology to your customers with RDC!

.

IBT can help secure your network and your information by proactively identifying weaknesses in your security posture.  We offer the monitoring and firewall protection to help reduce your risk.

Monitoring

IBT incorporates monitoring with in our corporate performance.  We monitor our performance within our own business plans as well as working on our operating results.  IBT believes that it is our duty to monitor and encourage ethical behavior, law compliance, regulations, and with corporate policies conflicts of interest and duty of loyalty, auditing and of course accounting principles

IBT believes monitoring does play a very large part within the Industry.  All financial institutions must provide ways to watch their employees to make sure everyone is following the rules set forth by states and governments.

Firewall Protection

IBT offers Firewall solutions to ensure your network’s availability and security.  IBT takes the security of your financial institutions resources to the next level by protecting the network infrastructure against network and application layer attacks, viruses and worms.  IBT’s firewall protects all of your company’s communications. 

  • Protects network resources-- Uses existing routing capabilities to offer distributed threat mitigation of worms, viruses, and other network and application-layer threats and exploits
  • Helps lower total cost of ownership-- Reduces equipment footprint and minimizes power consumption
  • Increases deployment flexibility-- Offers options for transparent and virtual firewall policies on wide variety of WAN, WLAN, LAN and VLAN interfaces
  • Helps achieve regulatory compliance
  • Improves the integrity of Communications-- Helps ensure that critical unified communications service. 
.

IBT provides state-of-the-art disaster recovery and business continuity solutions for financial institutions. The degree of complexity of all systems has increased exponentially. The more complex the information requirement, the more demand for a comprehensive disaster recovery and business continuity plan. Today, there is zero tolerance for interruption of service.

Our vision takes advantage of all technological advancements. IBT fully utilizes state of the art Service Oriented Architecture framework and Virtual Machine Technology.  We recognize the value of deliberate separation of hardware from the software applications in the enterprise network. Hardware is distributed throughout the network enterprise as virtual server platforms. Applications access these virtual platforms and replicate the data real time across the network. The fault tolerance of these platforms ensures up time. By distributing applications throughout a virtual platform, IBT protects you against downtime and service interruption. The communications infrastructure is configured to allow for large amounts of data to be moved across the enterprise.

IBT provides for disaster recovery of financial institutions network infrastructures with complete annual testing to comply with current regulatory requirements and proof of concept. As a partner of Recovery Solutions, IBT provides access to a fully functional Mobile Bank facility.

In the world of zero tolerance for service interruption, IBT understands that disaster recovery and business continuity planning is as crucial and as important as the application deployment itself. 

.

BT offers hosting solutions to optimize your business performance.  IBT’s Data Center and Web hosting services are designed to offer the flexibility to meet your unique needs today and in the future. We provide high availability and security to support your online business and e-businesses with world-class technology experts and infrastructure. 

Managed Hosting Services

  • Networking Services– provide and manage an entire system of services that are available to help optimize your company.
  • Security Services- provide availability, control, and confidentiality for our customers
  • Service Desk– online or on phone with your personal contact to help relieve problems.
  • Storage Services – data needs
  • Disaster Recovery & Business Continuity – maintain business functionality
  • Managed Application Services  - enhance and support solutions

With superior technology professionals and multiple data centers across the country, IBT’s Hosting Services can provide you with the tools, expertise and infrastructure so you can focus on your financial institution, its consumers and their needs. 

Our hosting services include the network, security, service desk and managed application services. IBT is more than committed to meeting your businesses quality and expectations.

.

IBT gives you control of the data you want to back up and manage. Since all data is encrypted in flight and at rest, expensive data communications is eliminated. With IBT you will have full control and access of your data. Should you require data restoration you can simply log in and download it to your restored system. If your restore requires a large amount of data, you can request a USB disk data seed from the same customer portal. Our center technicians will restore your data to an encrypted USB disk and ensure your receive it the next day, reducing recovery time from days/weeks to a single day in most cases.

IBT can create a virtual environment for your recovery. You can activate your virtual server’(s) and restore your data to the VM. Once your local environment has been restored, simply move your data. We provide a reliable backup infrastructure IT operations support, minimizing any chance of disruption. With information security a priority, encryption of all data protects your interest.

With IBT you can:

  • Provide data center based applications 
  • Provide hosted applications for a third party
  • Provide hosted hardware platforms
.

IBT provides all your service bureau processing needs. With dual-replicated data centers located in Chicago and Austin, your information is always protected. IBT is a fully functional Application Service Provider (ASP) for your financial institution. We provide scalable core banking system that includes a comprehensive customer information platform, and robust product flexibility. All system products come with an extensive inventory of configurable feature and functions that are shared across all applications within the system.

If you are a Commercial Bank, Savings Bank, or Credit Union - IBT's’ transactional processing ASP and in-house solutions can fulfill all of your back office processing needs. These comprehensive and user friendly solutions include a complete array of item processing services, back office services, fraud protection and risk mitigation, ATM authorizations and card management, contact management and work-flow document imaging solutions.

IBT’s Item Processing and Back Office Services include:

  • In clearings processing, paper or electronic
  • Proof of Deposit services
  • Amount entry
  • Reject repair
  • Transaction balancing
  • RDC file processing
  • Item processing report creation
  • IRD creation
  • Host file creation and transmission
  • Correspondent Bank cash letter deposits, paper or electronic presentment
  • Incoming return cash letter processing
  • Outgoing return cash letter preparation, paper or electronic presentment
  • Branch capture capability
  • Host system report download and archival
  • Customer notice print and mailing
  • Statement printing and rendering
.

Benefits

  • Statement Customization
  • Instantly access and reprint customer statements with images.
  • Print statements with either bi-tonal or gray-scale images
  • Reduce forms cost by reducing number of pages required to produce statements
  • Eliminate microfilm storage and time-consuming microfilm research
  • Create PDF files of statements
  • Push/ Pull delivery in encrypted PDF
  • Bar code and Mail Manifest for maximum postal discounts
  • Deliver statements on CD or DVD for larger corporate customers
  • E-delivery available 
.

Take control of your statement processing. IBT’s i²Statements provides you with complete statement production capabilities. i²Statements will keep you in disclosure compliance with built-in intelligence that maintains the original disclosure notice printed with the statement. You and your customers will see the disclosure originally delivered with the statement regardless how many times it has been changed. 

i²Statements utilizes Optical Mark Recognition (OMR) technology to allow folder/inserters to verify the correct pages, page count, and page order prior to inserting the statements into the envelopes. i²Statements supports Pitney Bowes, Neopost, Hasler, and Duplo brand folder inserts

i²Statements will virtually eliminate the cost of ordering pre-printed statements.  With the use of electronic statement overlays we are able to produce the statement graphics and disclosure information as the statement is being printed.  i²Statements can easily be integrated with the rest of our IBT solutions.

.

Report Archive

Core reports are stored and indexed. Reports can be viewed in text or graphic and print to any printer. Search individual reports, groups of reports, or by a date range. The information in your report is highlighted for easy viewing.

Tag data in the report with your network ID, time stamp or sticky notes for auditing purposes.

No longer will you need to print and retain paper reports for independent audit verification. 

Save time and money with the IBT Archiving Solutions.

.

Document Archive

i²Docs delivers a single point of access to important documents.  Create virtual filing cabinets that not only eliminate the need for physical storage, but also allow for easy access, retrieval, distribution, retention and document disposal through one database.

Documents can be viewed or accessed from remote locations, and permission can be modified at any time for any user.

Audit & Compliance: All viewing and note history is maintained. Each time a staff member with the proper security is allowed to view a folder, the user ID, time and date is recorded.

.

The unique design of the IBT archive eliminates the need to archive images off of the system. Maintain an unlimited amount of data Online for as long as you choose and directly match your retention policy.  This gives you the ability to research, recall, and query all archived data whenever needed without limitations. 

Significantly reduce the cost of research and improve customer experience by providing the tools they need to retrieve, examine, make decisions and answer customer inquiries from employee desks. Years of transaction images are available, in seconds, from any workstation.

Check & Image Statements Archive

i²Check 21 archive provides full, real-time access to you and your customers through customer service or our i²OLB, IBT's Online Banking solution.

The moment an item is scanned, through branch, home, mobile, or business capture the electronic image is immediately stored and can be retrievable by virtually any criteria. When an item is located, simply click on the link icon and retrieve the entire transaction associated with the item.

Customer statements are maintained on the system indefinitely.

.

IBT offers you the ability to reconcile any official images with Online images. You are able to create a log of sales and checks issued daily.  These images are matched against the logs to the official documents.

Provide customers with confidence and create solid work-flows by providing your financial institution with IBT’s reconciliation solution. 

.

IBT’s i²Check21 solution provides simple, effective and secure aggregation and electronic CTR forms generated during back office operations.  CTR forms are preformatted based on our CTR database. 

Benefits:

  • User friendly interface
  • Easy to read screens
  • Real time aggregation from multiple locations
  • FinCEN compliant by utilizing paperless forms
  • Information encrypted and securely stored in the database
  • Triple layer protection for input, review and submit
  • OFAC watch list capabilities
  • Multiple transactor capabilities
  • Information populates from transaction to CTR
  • Configurable reports
  • Integrated with i²Teller
  • E-filing – the ability to send completed CRTs to FInCEN.
.

Don’t be a victim of check fraud. Turn employees into super heroes and prevent fraud before it happens. IBT’s i²FraudStop helps you stay ahead of perpetrators by monitoring suspicious behavior, analyzing data to identify new patterns, refining fraud alert systems and efficiently managing potential fraud cases from detection through notification of the authorities. You have the ability to customize fraud filters to match your business needs and control how suspicious transactions are handled, including the ability to hold the transaction for manual review.

i²FraudStop's signature verification feature detects the presence of a signature on personal and business checks, then compares and identifies random skilled forgeries. All transaction items processed through our teller capture, branch capture, and mobile capture applications are additionally subject to the check fraud prevention system.

Fraud is an equal opportunity crime and every business is vulnerable.  The "invisibility" of electronic monetary transactions makes fraudulent activity easier to hide and increases a bank's vulnerability. With the increase of electronic transaction processing in today’s banking world, items are no longer reviewed by individuals which makes i²FraudStop a valuable asset.  

.

IBT’s Branch Capture solution will streamline your work flow with check image capture, transaction balancing, repair and clearing. This solution eliminates the need for branch microfilming and enhance image-based work flow with “early-entry” of check images into the payment processing system.  It will capture all images that are presented into the daily processing environment earlier, delivering savings opportunities to your institution.

Branch Capture allows your institution to:

  • Improve item processing deadlines
  • Reduced peak-time staffing requirements
  • Lengthen end-of-day branch cut-off times
  • Reduce courier runs
  • Eliminate back office sorter maintenance
  • Eliminate the need consolidated, higher speed image transports
  • Lower operating costs and optimize accuracy
.

Save time and money by tracking your customers with our integrated contact management solution, i²Contact.

i²Contact creates a full historical account of all communications and saves it to our powerful, centralized database - permitting quick access and easy retrieval of information where and when you need it.  

i²Contact creates a full historical accounting of all communications, whether originated by the member or credit union and saves it to our powerful, centralized database, permitting quick access and easy retrieval of information where and when you need it. 

The built in contact management feature gives your managers and supervisors the ability to view and manage all pending contact history postings at a glance.  Quickly sort and view contact history based on application, account number, details, assigned user or category. Additionally, your manager or supervisor can even re-assign contact history to other users and departments as needed based on employee availability or expertise.

i²Contact provides summarized or detailed customized reporting to help you intelligently track your members and their needs.  Contact history management is one of the most important and powerful tools utilized to help assess, plan and manage customer service.  

Empower your employees with i²Contact today.

.

Save time and money by tracking your customers with our integrated contact management solution, i²Contact.

  • i²Contact creates a full historical account of all communications and saves it to our powerful, centralized database - permitting quick access and easy retrieval of information where and when you need it. 
  • i²Contact creates a full historical accounting of all communications, whether originated by the customer or bank and saves it to our powerful, centralized database, permitting quick access and easy retrieval of information where and when you need it. 
  • The built in contact management feature gives your managers and supervisors the ability to view and manage all pending contact history postings at a glance.  Quickly sort and view contact history based on application, account number, details, assigned user or category. Additionally, your manager or supervisor can even re-assign contact history to other users and departments as needed based on employee availability or expertise. 
  • i²Contact provides summarized or detailed customized reporting to help you intelligently track your customers and their needs.  Contact history management is one of the most important and powerful tools utilized to help assess, plan and manage customer service.  

Empower your employees with i²Contact today.

.

IBT’s Integrated Telephone Banking system, i²Phone, provides your customers with instant access to their account information from anywhere and at any time. 

With i²Phone, your customers can access account balances, transfer funds between banks and within the bank, make loan payments, review transaction history, verify checks and deposits that have cleared or posted to their accounts as well as seek live help when needed. 

Provide your customers with a hassle free banking experience integrate your solutions and make telephone banking another channel in which your customers can manage their accounts.  Customers simply activate their own telephone banking pass-codes and permissions. Allow IBT to help you show your customers that integrated telephone banking is no longer limited by time or days and transaction history is always available no matter when it occurred. 

Stay ahead of the technology curve - provide your customers access when and where they need it.

.

Features & Benefits

  • Scan or drag and drop
  • Automated bar code and manual indexing capabilities
  • Drag and drop capabilities
  • Color or black and white
  • Accepts any file format: .jpg, .pdf, .tiff, .xls, .doc, .txt, .etc.
  • Customizable print features; add headlines, birders, page numbers, etc.
  • Encrypted, password protected .pdf export for secure emailing
  • User defined fields for meta-data searching
  • Add notes to pages or folders
  • Automated scanning linked to collateral
  • Online audit trail for document access and modifications
  • Full integration of signature card images for signature comparison with proof
  • Save money by eliminating the cost and hassle involved with manually handling and filing paper
  • Protect your paper records by creating electronic copies that can be backed up in multiple ways
  • Enforce your filing integrity
  • Provides several layers of security
  • Documents can be viewed from remote locations and permission to do so can be modified at any time.

.

BT’s Document Imaging System, i²Docs, captures and stores paper documents in standard electronic formats. This process converts paper documents to digital images, reduces physical storage costs, enables documents to be securely retrieved and shared, and results in faster retrieval of critical business information.  

Any document or paper that needs saving can be scanned and stored within i²Docs.  Our document templates allows you to pre-define the location where all documents are stored (CIF record, account level or department). We also offer you the ability to drag and drop documents, images, emails and email attachments into any file at any time.  IBT provides document storage without placing limitations on users by allowing storage of all documents in one centralized user friendly database that can be accessed by all branches. 

Remain competitive by implementing i²Docs within your financial institution and allow IBT help you stay ahead of the curve with our advanced and innovative financial software solutions.

.

Benefits & Features:

  • Convenient & Efficient
  • Easy to Use
  • Build and Maintain Customer Loyalty
  • Cost effective
  • Safe and Secure
  • Fraud Protection
  • Eco Friendly
  • Eliminate Geographical Limitations
  • Enhance your competitive advantage
  • Uses widely available, easy-to-use technology to reach a younger demographic
  • Acts as new communication channel with existing account holders, engaging inactive clients and strengthening loyalty
  • Offers branch service through a self-service outlet, increasing access to a wider geographic region, lowering branch traffic and transaction costs
  • Offers the ability to track usage and generate additional fee income
  • Provides a low cost method for acquiring deposits

Provide the latest technology to your customers with i²RDC!

.

IBT Capture Solutions, i²RDC, allows customers to scan checks or remittance coupons using a multiple item check scanner and transmit check images and data directly to your financial institution for faster processing. i²RDC accepts customer deposits from anywhere, allowing you to remain competitive in existing and new markets.  Attract customers with convenience, cost savings, expanded deposit windows and the greener side of business that this service offers.

Business Capture

Provide your business customers with a convenient and economical new service.  Your business customers are now able to scan and deposit checks without going anywhere.  All that is needed to get started is a one time fee, simple to use check scanner. Provide your business customers with a service that understands their needs.

Mobile Capture

Allows consumers to scan documents such as business cards, receipts, and checks with their mobile device.  Once the mobile device has captured this information it is sent directly to the financial institution in real-time using wireless broadband Internet services.

Home Capture

Deposit your check from the comfort of your own home. With a personal computer, a secure Internet connection and a flatbed scanner, account holders simply log in to Online banking and make a deposit.

.

IBT's integrated teller solution, i²Teller, focuses on change, improving productivity through business process innovation. Once item images are captured, your institution has access to information necessary to make confident decisions and improve customer experience while allowing your customers to benefit from the real time alerts and capabilities of receiving electronic receipt to their mobile phone.  

Features:

  • Real-time check imaging at the point of presentment
  • CTR E-filing
  • Electronic SAR Assistant
  • MICR printing of official items
  • OFAC scanning on official items before printing & issuance
  • Virtual ticket creation
  • Deferred transactions
  • Electronic signature pads for cash back transactions
  • Check 21 integration
  • Online real-time research through electronic teller journals
  • Account balance and Customized receipt printing. 
  • Electronic End of Day reporting/counting

IBT understands the unique needs of financial institutions and we are dedicated to providing customer centric solutions that focus on improving the customer experience. As result your customers will maintain a strong sense of confidence knowing their transactions are handled accurately each and every time they visit.  

Teller provides productivity and cost savings by enabling your tellers to immediately verify transactions at the teller line, improving transaction accuracy rates, fewer exception items, adjustments and customer notifications. 

.

In today’s competitive financial environment, over 85% of all consumers research products and services online prior to purchasing a new product or service. A high quality, dynamic internet presence has evolved into a necessity for financial institutions of all sizes. IBT and Digital Turf have partnered, to provide financial institutions an unmatched level of quality and service in designing, developing and managing their online presence.

Regardless of the size of your institution, IBT and Digital Turf will partner with you to add value, retain customers and provide the highest quality of Website Design and Development, Branding, Social Networking and Digital Marketing.

"Working with Digital Turf has been a pleasure - they are creative, fast and fun to work with. Importantly, they are committed to helping community banks enhance their web presence in order to increase their relevance in their respective markets".
- Mark Sheffield, Executive Vice President - Roscoe State Bank
.

IBT's Online Banking Solution, i²OLB, allows your customers to access their accounts anytime from anywhere. i²OLB is a comprehensive, turnkey Internet banking platform that enables financial institutions to leverage today’s most cost-effective delivery channel by establishing robust, fully branded, secure Internet banking sites.

i²OLB’s real-time capabilities include access to account balances and history, customer defined real time alerts, one-time and recurring funds transfers, account statement and check image viewing and downloads, self-directed research, check ordering, loan payments, advances, and draws. When you couple IBT's i²Core Solution with i²OLB - all transactional activity alerts are processed in real time, including loans, demand accounts, and transfers. We provide your customers with the tools they need to manage their accounts day or night, seven days a week, 365 days a year, conveniently and securely Online, which allows your institution to remain competitive in today’s technology driven environment. 

i²OLB enhances the products you offer and consistently exceeds your customers’ expectations by improving customer self-sufficiency, interaction, and loyalty by leveraging the power and convenience of the Internet to provide greater account control for all parties.

Benefits & Features:

  • View Account balances, transactions and details
  • Loan Payment Capabilities
  • Real-time Alerting
  • E statement delivery
  • Secure Messaging
  • Stop payment Requests
  • Online bill pay
  • Electronic bill pay
  • Online Transfers
  • Remote deposit Capture
  • Personal Finance Management

IBT understands that Online Banking is here to stay.  Let IBT maximize your customer convenience and help you remain competitive in this new technological era with i²OLB.

.

ACH processing increases efficiency and easy handling to meet transaction volume growth. Automated processing provides a multitude of advantages:

  • Online access
  • Automated settlement
  • Multi-institutional processing
  • Robust risk mitigation tools
  • Debit authorization/protection
  • Comprehensive return item processing
  • Extensive reporting

In addition, you can implement a comprehensive solution and expand your service offering with a range of easy-to-integrate add-on modules including:

  • Automated scheduling and arrival payment processing
  • Prefunding
  • Dual authorization
  • ACH positive pay
  • SEC code and debit return monitoring
  • Customer activity reporting
  • OFAC monitoring
  • Check to ACH conversion

Benefits

  • Eliminate costly manual processes
  • Maximize efficiencies and productivity
  • Enhance customer servicing and satisfaction
  • Expand business services and offerings
  • Enjoy 24/7 support from industry experts
  • Improve regulatory compliance and mitigate risk across your automated clearing house payment processing system 
.

Wire Transfers

IBT can provide an Internet based solution that allows your customers the convenience of wire transfer capabilities for International and Domestic transactions.

Features For You

  • Complete Administrative console
  • Full Reporting and Auditing capabilities
  • File delivery from your business customers
  • Email Notifications
  • OFAC compliance

Features For Your Business Customers

  • Upload and send Fed compatible wires
  • Create and submit wires
  • Create, save and send repetitive wires via template creation station
  • Email notifications
.

ACH processing increases efficiency and easy handling to meet transaction volume growth. Automated processing provides a multitude of advantages:

  • Online access
  • Automated settlement
  • Multi-institutional processing
  • Robust risk mitigation tools
  • Debit authorization/protection
  • Comprehensive return item processing
  • Extensive reporting

In addition, you can implement a comprehensive solution and expand your service offering with a range of easy-to-integrate add-on modules including:

  • Automated scheduling and arrival payment processing
  • Prefunding
  • Dual authorization
  • ACH positive pay
  • SEC code and debit return monitoring
  • Customer activity reporting
  • OFAC monitoring
  • Check to ACH conversion

Benefits

  • Eliminate costly manual processes
  • Maximize efficiencies and productivity
  • Enhance customer servicing and satisfaction
  • Expand business services and offerings
  • Enjoy 24/7 support from industry experts
  • Improve regulatory compliance and mitigate risk across your automated clearing house payment processing system 
.

Consumers have more choices today than ever before!  IBT can help your customers choose wiser. Because our i²EFT system supports the most widely used ATM and Debit card systems in the industry, IBT allows you to choose the system that is best for you.  Manage your entire card base from one consolidated system and wow your consumers with convenience and efficiency. 

i²EFT supports your payments platform and card base - in real time. IBT offers competitive features that will help you gain success in the marketplace. 

Benefits include:

  • Creation of card holder accounts
  • Service fees
  • Card status
  • Card limits
  • Customer level overrides
  • Real time environment
  • Support services
  • Anytime, anywhere financial convenience

Let IBT help you provide your consumers with convenience.

.

General

  • Cust. Information File
  • OFAC scans
  • BSA
  • Real Time Alerts, DDA, Loans, ACH, Wires, etc.
  • Relationship profile
  • Profitability analysis
  • Account templates
  • Board, executive and line management
  • Graphic Reporting system
  • General ledger/budgeting
  • ACH warehouse
  • Real-time and/or batch posting
  • Automated account balancing
  • Combined statements
  • Card Management

Deposits

  • DDA, Money Market, NOW and Savings
  • Account Analysis
  • Overdraft Protection
  • Bank defined service charge routine
  • Integrated image retrieval
  • Club
  • Health Savings Accounts
  • Certificates of Deposit
  • On-line NSF, Non-posts & charge-back processing
  • Sweep accounting
  • Tickler system 
  • Safe deposit box management

Loans

  • Consumer, Real Estate, Commercial/BSA, LOC, Ag/Farm Credit, HE
  • Mortgage Servicing, Fannie Mae and Freddie Mac
  • Overdraft protection (Ready Reserve)
  • Full escrow, ARM accounting
  • Tickler system 
  • Dealer Floor Plans
  • Amortized
  • Single Pay
  • Balloon
  • Fixed/variable/or combination of rates
  • Credit bureau reporting
  • FASB fee reporting
  • User defined late payment routines
  • Debt cancellation Insurance

Reporting

  • Board, executive and line management reporting
  • Graphical reporting system
  • Over 300 standard reports
  • Automated report processing to COLD, printer or branches
  • Customizable reporting
  • Excel or Simple “drag and drop” tool for “ad hoc” reporting

Professional Services

  • Complete disaster recovery
  • Full building, data line/communications and real-time data recovery
  • Communication network services
  • Comprehensive training
.

IBT Capture Solutions, i²RDC, allows customers to scan checks or remittance coupons using a multiple item check scanner and transmit check images and data directly to your financial institution for faster processing. i²RDC accepts customer deposits from anywhere, allowing you to remain competitive in existing and new markets.  Attract customers with convenience, cost savings, expanded deposit windows and the greener side of business that this service offers.

Business Capture

Provide your business customers with a convenient and economical new service.  Your business customers are now able to scan and deposit checks without going anywhere.  All that is needed to get started is a one time fee, simple to use check scanner. Provide your business customers with a service that understands their needs.

Mobile Capture

Allows consumers to scan documents such as business cards, receipts, and checks with their mobile device.  Once the mobile device has captured this information it is sent directly to the financial institution in real-time using wireless broadband Internet services.

Home Capture

Deposit your check from the comfort of your own home. With a personal computer, a secure Internet connection and a flatbed scanner, account holders simply log in to Online banking and make a deposit.

.

IBT’s Mobile Banking Solution, i²Mobile, provides your customer’s with mobile banking, real time alerts and payment solutions for all size banks and credit unions. Real-time alerts ensures that your institution and your customers receive information as soon as it happens.  Through the alert, the customer can make immediate decisions regarding their accounts.

i²Mobile enables your institution to expand market presence and potential while enhancing customer convenience, self-sufficiency, and loyalty with the ability to perform routine banking transactions using a cell phone, PDA, or other mobile device; attracting new customers, enhancing customer retention, and improving customer service.  In these challenging times, it is important for businesses to maintain their competitive edge by offering mobile banking and payment solutions that enhance customer experiences and increase business efficiency. 

i²Mobile also provides you with essential end user analytics.  This data captures your clients’ needs. This helps you decide how your customers are using your services, and if they are satisfied with your service. 

  • Features and Benefits
  • Increase market penetration
  • Retention of valuable customers
  • Reduce costs
  • Customer Convenience and efficiency
  • Real-time, alerting, account updates, and deposit information, etc.
  • Mobility, your account goes with you. 

Bring the possibility of combining all information from ancillary applications into meaningful data, retrievable from one location, into a reality.

.

IBT has partnered with two of the best-in-class leaders of automated lending and account origination solutions that integrate with our i²Core Solutions to help provide you and your customers with the best possible software solutions available.

Wolters Kluwer is a strong industry leader for the banking industry.  Wolters Kluwer Financial Services’ solutions include integrated and stand-alone compliance and work flow tools, documentation, analytics, authoritative information, and professional services. Customers include banks, credit unions, mortgage lenders, securities, and insurance organizations of all sizes throughout the United States

Harland Clarke, provides superior customer acquisition performance can lead to market-differentiating earnings growth. Given the strong relationship between customer acquisition and top-line and bottom-line performance, it is not surprising that financial institutions are refocusing their efforts on increasing volume through targeted new customer acquisition.

Whether your organization is a bank, credit union, processing account-based transactions is large part of your daily process. Each transaction is a reference point that reflects the speed, service, efficiency and overall competitiveness of your organization.  IBT’s Account Origination Solution provides all of the documentation needed within one platform to open accounts and loans and then integrates the needed data into our i²Core accounting solution, eliminating duplicate entry of information. 

IBT helps you satisfy your customers and maximize your workforce.  Let IBT take the uncertainty out of your account processing.  

.

IBT’s i²Core provides a complete package and most advanced, innovative financial software solutions. i²Core provides the right products, improves operations, reduces costs and mitigates risk. i²Core allows you to view all of your customer's data, relationships and transactions in a real-time environment. 

Designed as either a complete in-house or service bureau application, i²Core provides a stable, proven system that utilizes the latest in Microsoft© technology to deliver consistent information to all of your customer touch-points. 

i²Core can be partnered with i²Suite for a fully integrated approach of ancillary products, such as our i²Teller Solution, i²OLB (Online Banking), Debit and Credit, i²Mobile, i²Docs and more, in a single sign-on, dashboard application. IBT offers virtually every application you need to run you institution with our portfolio of user friendly, feature rich banking products and applications.

IBT’s i²Core enables you to meet the specific challenges of your marketplace, efficiently and effectively.   IBT is your true technology partner that provides integrated solutions either in-house or as service bureau, with a system that is scalable, flexible, easy to use and cost effective.

Core accounting

16
20

Account origination

17

Mobile banking

51
18
19

Payment solutions

21
22
24

Online banking

26
27

Teller

28

Capture Solutions

29
31

Document Imaging

32
33

Telephone Banking

34

Customer Tracking

35

Item Processing

37
38
39
40

Archive

41
42
43

Print Services

44
45

Data Center

46
47
48
49
50

Contact Sales

.
Please fill out the following form to contact us regarding IBT products and solutions. We will contact you within 48 business hours.
Image CAPTCHA
Enter the characters shown in the image.
Capture Solutions

IBT Capture Solutions allows customers to scan checks or remittance coupons using a multiple item check scanner to transmit images and data directly to your financial institution. i²RDC accepts customer deposits from anywhere, allowing you to remain competitive in existing and new markets.  Attract customers with convenience, cost savings, expanded deposit windows and the greener side of business.

Business Capture
Provide your business customers with a convenient and economical service.  Customers are now able to scan and deposit checks without going anywhere.  All that is needed to get started is a one time fee, simple to use check scanner. 

Mobile Capture

Allows consumers to scan documents such as business cards, receipts, and checks with their mobile device.  Once the mobile device has captured this information it is sent directly to the financial institution in real-time using wireless broadband Internet services.

Home Capture
Deposit your check from the comfort of your own home. With a personal computer, a secure Internet connection and a flatbed scanner, account holders simply log in to Online banking and make a deposit.

Benefits & Features:

  • Convenient & Efficient
  • Easy to Use
  • Build and Maintain Customer Loyalty
  • Cost effective
  • Safe and Secure
  • Fraud Protection
  • Eco Friendly
  • Eliminate Geographical Limitations
  • Enhance your competitive advantage
  • Uses widely available, easy-to-use technology to reach a younger demographic
  • Acts as new communication channel with existing account holders, engaging inactive clients and strengthening loyalty
  • Offers branch service through a self-service outlet, increasing access to a wider geographic region, lowering branch traffic and transaction costs
  • Offers the ability to track usage and generate additional fee income
  • Provides a low cost method for acquiring deposits

Provide the latest technology to your customers with i²RDC!

Mobile

IBT’s Mobile Banking Solution, i²Mobile, provides your customer’s with mobile banking, real time alerts and payment solutions for all size banks and credit unions. Real-time alerts ensures that your institution and your customers receive information as soon as it happens.  Through the alert, the customer can make immediate decisions regarding their accounts.

i²Mobile enables your institution to expand market presence and potential while enhancing customer convenience, self-sufficiency, and loyalty with the ability to perform routine banking transactions using a cell phone, PDA, or other mobile device; attracting new customers, enhancing customer retention, and improving customer service.  In these challenging times, it is important for businesses to maintain their competitive edge by offering mobile banking and payment solutions that enhance customer experiences and increase business efficiency. 

i²Mobile also provides you with essential end user analytics.  This data captures your clients’ needs. This helps you decide how your customers are using your services, and if they are satisfied with your service. 

Features and Benefits

  • Increase market penetration
  • Retention of valuable customers
  • Reduce costs
  • Customer Convenience and efficiency
  • Real-time, alerting, account updates, and deposit information, etc.
  • Mobility, your account goes with you. 

Bring the possibility of combining all information from ancillary applications into meaningful data, retrievable from one location, into a reality.

Document Imaging - Our Vision for a Paperless Future

IBT’s Document Imaging System, i²Docs, captures and stores paper documents in standard electronic formats. This process converts paper documents to digital images, reduces physical storage costs, enables documents to be securely retrieved and shared, and results in faster retrieval of critical business information.  

Any document or paper that needs saving can be scanned and stored within i²Docs.  Our document templates allows you to pre-define the location where all documents are stored (CIF record, account level or department). We also offer you the ability to drag and drop documents, images, emails and email attachments into any file at any time.  IBT provides document storage without placing limitations on users by allowing storage of all documents in one centralized user friendly database that can be accessed by all branches.     

Features & Benefits

  • Scan or drag and drop
  • Automated bar code and manual indexing capabilities
  • Color or black and white
  • Accepts any file format
  • Customizable print features; add headlines, birders, page numbers, etc.
  • Encrypted, password protected .pdf export for secure emailing
  • User defined fields for meta-data searching
  • Add notes to pages or folders
  • Automated scanning linked to collateral
  • Online audit trail for document access and modifications
  • Full integration of signature card images for signature comparison with proof
  • Save money by eliminating the cost involved with manually handling and filing paper
  • Protect your paper records by creating electronic copies that can be backed up in multiple ways
  • Enforce your filing integrity
  • Provides several layers of security
  • Documents can be viewed from remote locations and permission to do so can be modified at any time.

Remain competitive by implementing i²Docs within your financial institution and allow IBT help you stay ahead of the curve with our advanced and innovative financial software solutions.

Banking - Real-time Alerts

IBT's Online Banking Solution, i²OLB, allows your customers to access their accounts anytime from anywhere. i²OLB is a comprehensive, turnkey Internet banking platform that enables financial institutions to leverage today’s most cost-effective delivery channel by establishing robust, fully branded, secure Internet banking sites.

i²OLB’s real-time capabilities include access to account balances and history, customer defined real time alerts, one-time and recurring funds transfers, account statement and check image viewing and downloads, self-directed research, check ordering, loan payments, advances, and draws. When you couple IBT's i²Core Solution with i²OLB - all transactional activity alerts are processed in real time, including loans, demand accounts, and transfers. We provide your customers with the tools they need to manage their accounts day or night, seven days a week, 365 days a year, conveniently and securely Online, which allows your institution to remain competitive in today’s technology driven environment. 

i²OLB enhances the products you offer and consistently exceeds your customers’ expectations by improving customer self-sufficiency, interaction, and loyalty by leveraging the power and convenience of the Internet to provide greater account control for all parties.

Benefits & Features:

  • View Account balances, transactions and details
  • Loan Payment Capabilities
  • Real-time Alerting
  • E statement delivery
  • Secure Messaging
  • Stop payment Requests
  • Online bill pay
  • Electronic bill pay
  • Online Transfers
  • Remote deposit Capture
  • Personal Finance Management

IBT understands that Online Banking is here to stay.  Let IBT maximize your customer convenience and help you remain competitive in this new technological era with i²OLB.

Customer Tracking

Save time and money by tracking your customers with our integrated contact management solution, i²Contact.

i²Contact creates a full historical account of all communications and saves it to our powerful, centralized database - permitting quick access and easy retrieval of information where and when you need it. 

The built in contact management feature gives your managers and supervisors the ability to view and manage all pending contact history postings at a glance.  Quickly sort and view contact history based on application, account number, details, assigned user or category. Additionally, your manager or supervisor can even re-assign contact history to other users and departments as needed based on employee availability or expertise.

i²Contact provides summarized or detailed customized reporting to help you intelligently track your members and their needs.  Contact history management is one of the most important and powerful tools utilized to help assess, plan and manage customer service.  

Empower your employees with i²Contact today.

Teller - The Front Line of Innovation

IBT's integrated teller solution, i²Teller, focuses on change, improving productivity through business process innovation. Once item images are captured, your institution has access to information necessary to make confident decisions and improve customer experience while allowing your customers to benefit from the real time alerts and capabilities of receiving electronic receipt to their mobile phone.  

Features:

  • Real-time check imaging at the point of presentment
  • CTR E-filing
  • Electronic SAR Assistant
  • MICR printing of official items
  • OFAC scanning on official items before printing & issuance
  • Virtual ticket creation
  • Deferred transactions
  • Electronic signature pads for cash back transactions
  • Check 21 integration
  • Online real-time research through electronic teller journals
  • Account balance and Customized receipt printing. 
  • Electronic End of Day reporting/counting

IBT understands the unique needs of financial institutions and we are dedicated to providing customer centric solutions that focus on improving the customer experience. As result your customers will maintain a strong sense of confidence knowing their transactions are handled accurately each and every time they visit.  

Teller provides productivity and cost savings by enabling your tellers to immediately verify transactions at the teller line, improving transaction accuracy rates, fewer exception items, adjustments and customer notifications. 

Item Processing

Branch Capture

IBT’s Branch Capture solution will streamline your work flow with check image capture, transaction balancing, repair and clearing. This solution eliminates the need for branch microfilming and enhance image-based work flow with “early-entry” of check images into the payment processing system.  It will capture all images that are presented into the daily processing environment earlier, delivering savings opportunities to your institution.

Branch Capture allows your institution to:

  • Improve item processing deadlines
  • Reduced peak-time staffing requirements
  • Lengthen end-of-day branch cut-off times
  • Reduce courier runs
  • Eliminate back office sorter maintenance
  • Eliminate the need consolidated, higher speed image transports
  • Lower operating costs and optimize accuracy

Check Fraud Prevention

Don’t be a victim of check fraud. Turn employees into super heroes and prevent fraud before it happens. IBT’s i²FraudStop helps you stay ahead of perpetrators by monitoring suspicious behavior, analyzing data to identify new patterns, refining fraud alert systems and efficiently managing potential fraud cases from detection through notification of the authorities. You have the ability to customize fraud filters to match your business needs and control how suspicious transactions are handled, including the ability to hold the transaction for manual review.

i²FraudStop's signature verification feature detects the presence of a signature on personal and business checks, then compares and identifies random skilled forgeries. All transaction items processed through our teller capture, branch capture, and mobile capture applications are additionally subject to the check fraud prevention system.

Fraud is an equal opportunity crime and every business is vulnerable.  The "invisibility" of electronic monetary transactions makes fraudulent activity easier to hide and increases a bank's vulnerability. With the increase of electronic transaction processing in today’s banking world, items are no longer reviewed by individuals which makes i²FraudStop a valuable asset.  

Currency Transaction Report (CTR)

IBT’s i²Check21 solution provides simple, effective and secure aggregation and electronic CTR forms generated during back office operations.  CTR forms are preformatted based on our CTR database. 

Benefits

  • User friendly interface
  • Easy to read screens
  • Real time aggregation from multiple locations
  • FinCEN compliant by utilizing paperless forms
  • Information encrypted and securely stored in the database
  • Triple layer protection for input, review and submit
  • OFAC watch list capabilities
  • Multiple transactor capabilities
  • Information populates from transaction to CTR
  • Configurable reports
  • Integrated with i²Teller
  • E-filing – the ability to send completed CRTs to FInCEN.  

Reconciliation
IBT offers you the ability to reconcile any official images with Online images. You are able to create a log of sales and checks issued daily.  These images are matched against the logs to the official documents.

Provide customers with confidence and create solid work-flows by providing your financial institution with IBT’s reconciliation solution. 

Telephone Banking - State-of-the-Art Automated Delivery

IBT’s Integrated Telephone Banking system, i²Phone, provides your customers with instant access to their account information from anywhere and at any time. 

With i²Phone, your customers can access account balances, transfer funds between banks and within the bank, make loan payments, review transaction history, verify checks and deposits that have cleared or posted to their accounts as well as seek live help when needed. 

Provide your customers with a hassle free banking experience integrate your solutions and make telephone banking another channel in which your customers can manage their accounts.  Customers simply activate their own telephone banking pass-codes and permissions. Allow IBT to help you show your customers that integrated telephone banking is no longer limited by time or days and transaction history is always available no matter when it occurred. 

Payment Solutions

IBT offers a wide range of payment solutions for every customer generation.  Our payment solutions allow you to maximize payment processing and increase customer loyalty.  IBT offers processing for all of your electronic and paper transactions regardless of transaction location or method.  Our fully integrated payment solutions meet your needs and the needs of your customers while maintaining regulatory requirements.

IBT is ready to show you how to increase customer relationships and provide risk free payment solutions for today’s customers.

Debit and Credit Solutions
Consumers have more choices today than ever before!  IBT can help your customers choose wiser, because IBT's i²EFT system supports the most widely used ATM and Debit card systems in the industry and IBT allows you to choose the system that is best for your institution.  Manage your entire card base from one consolidated system and “WOW” your consumers with convenience and efficiency. 

i²EFT is a feature rich module support your payments platform and card base.  Information you need when you need it in real time.  IBT offers competitive features that will help your institution gain success in the marketplace and help make your card programs easy.  Let us help you provide your consumers with convenience.

Benefits include:

  • Creation of card-holder accounts
  • Service fees
  • Card status
  • Card limits
  • Customer level overrides
  • Real time environment
  • Support services
  • Anytime, anywhere financial convenience

Treasury Management
ACH processing increases efficiency and easily handling for your ever-increasing transaction volumes. Your business can replace slow, error-prone manual processes with automated processing and Online access with our. Below are just a few of the key advantages:
Online access
Automated settlement
Multi-institutional processing
Robust risk mitigation tools
Debit authorization/protection
Comprehensive return item processing
Extensive reporting
Mobile Solutions
IBT’s Mobile Banking Solution, i²Mobile, provides your customer’s with mobile banking, real time alerts and payment solutions for all size banks and credit unions. Real-time alerts ensures that your institution and your customers receive information as soon as it happens. Through the alert, the customer can make immediate decisions regarding their accounts. Learn more.
Online Solutions
Our Online Banking Solution, i²OLB, allows your customers to access their accounts anytime from anywhere. i²OLB is a comprehensive, turnkey Internet banking platform that enables you to leverage today’s most cost-effective delivery channel by establishing robust, fully branded, secure Internet banking sites. Learn more.
The Core of Custom Integration

IBT’s i²Core enables you to meet the specific challenges of your marketplace, efficiently and effectively.   IBT is your true technology partner that provides integrated solutions either in-house or as service bureau, with a system that is scalable, flexible, easy to use and cost effective. 

IBT’s Core system is a complete package and one of the most advanced financial software solutions available to community financial institutions today. i²Core provides the right products, improves operations, reduces costs and mitigates risk, while allowing you to view all of your customer's data, relationships and transactions in a real-time environment. 

Designed as either a complete in-house or service bureau application, i²Core provides a stable, proven system that utilizes the latest in Microsoft© technology to deliver consistent information to all of your customer touch-points. 

i²Core can be partnered with i²Suite for a fully integrated approach of ancillary products, such as our i²Teller Solution, i²OLB (Online Banking), Debit and Credit, i²Mobile, i²Docs and more, in a single sign-on, dashboard application. IBT offers virtually every application you need to run you institution with our portfolio of user friendly, feature rich banking products and applications.

Highlights of IBT’s i²Core Solution:

GENERAL

Cust. Information File 
OFAC scans
BSA Real Time Alerts, DDA, Loans, ACH, Wires, etc.
Relationship profile
Profitability analysis
Account templates
Board, executive and line management
Graphic Reporting system
General ledger/budgeting
ACH warehouse
Real-time and/or batch posting
Automated account balancing
Combined statements
Card Management
DEPOSITS
DDA, Money Market, NOW and Savings
Account Analysis
Overdraft Protection
Bank defined service charge routine
Integrated image retrieval
Club
Health Savings Accounts
Certificates of Deposit
On-line NSF, Non-posts & charge-back processing
Sweep accounting
Tickler system
Safe deposit box management
LOANS
Consumer, Real Estate, Commercial/BSA,LOC, Ag/Farm Credit, HE 
Mortgage Servicing, Fannie Mae and Freddie Mac
Overdraft protection (Ready Reserve)
Full escrow, ARM accounting
Tickler system
Dealer Floor Plans
Amortized
Single Pay
Balloon
Fixed/variable/or combination of rates
Credit bureau reporting
FASB fee reporting
User defined late payment routines
Debt cancellation Insurance
REPORTING
Board, executive and line management reporting
Graphical reporting system
Over 300 standard reports
Automated report processing to COLD, printer or branches
Customizable reporting Excel or Simple “drag and drop” tool for “ad hoc” reporting

PROFESSIONAL
Services Complete disaster recovery
Full building, data line/communications and real-time data recovery
Communication network services
Comprehensive training
                    
               

Innovative Solutions

IBT offers customizable financial software which allows you to bring innovative, real time, competitive solutions to the people who matter most - your customers.

The Core of Custom Integration
Advanced Electronic Bill Pay Solution
State-of-the-Art Automated Delivery
Integrated Paperless Eficiency
The Front Line of Innovation
Integrated Customer Tracking
Real-time Alerts Solution
Our Vision for a Paperless Future
Online Banking, On the Go
Simplicity, Security and Convenience
In the News
Peoples Independent Bank modernizes its system and outsources to IBT’s Core and its robust enterprise solutions
CEDAR PARK, TX –April 9, 2014 - IBT, Inc., Innovation + Integration create The Power in i2Suite. IBT, a leading provider of cutting edge solutions for community financial institutions announced today that Peoples Independent Bank in Boaz, Alabama has converted to IBT’s Core platform. The Bank will also take advantage of its complimentary ancillary cloud solutions which will enable them to meet the specific challenges of the marketplace, efficiently and effectively across all customer facing channels. “We knew we needed a new core system.  What we were using was very outdated. With the customer experience as our number one goal, we were looking for something that was fully integrated, real time at all touch points, and flexible, especially in lending. But we also had to insure the solution delivered quality and affordability that would allow us to remain competitive. We found IBT’s conversion team to be knowledgeable with experience in banking. They took a consultative approach to the conversion, which has been extremely valuable, and expertise we normally would not have access to.  IBT will give us the pros and cons on any questions we have. They let us know what other banks do and why do they do it, and they have been open and accessible. Visiting other banks that use the same solution made my decision much easier. They weren’t shuffling paper like we were and that is exactly what I wanted to get away from. Saving time saves everyone money and delivering information real-time helped us put our customer at the heart of our decision” stated Royce G. Ogle, president of Peoples Independent Bank.“Our deliberate focus of providing the highest level of personalized service to our customers assists them in transitioning to new and improved cloud technology across all channels serving the customer. It will allow Peoples Independent Bank to achieve their mission of taking care of the customer with a rich experience. That is what we call the IBT Difference,” states Mike Golebiowski, president of IBT.About Peoples Independent BankPeoples Independent Bank’s mission is to own and manage local independent community banks which have as their utmost goal - personal service. They strive to offer our customers quality banking products combined with a friendly, comfortable atmosphere.They endeavor to invest a generous portion of time and finances in the progress and growth of the communities in which they serve.  They also are continually searching for new and better ways to meet the financial needs of their communities, whether it be through new banking technology, ongoing education, or simply by listening and responding to their customers ever-changing needs. To accomplish these goals they maintain a foundation of strength and soundness from which to operate.  Leadership from their officers and directors and the efficiency of loyal well-trained employees provide this base.For more information, visit www.pibonline.comAbout IBTHeadquartered in Cedar Park, Texas, IBT specializes in providing complete enterprise digital cloud automation for financial institutions that improve efficiencies, and provides end-to-end core, mobile and payments solutions that touch all internal processes and customer channels. Check 21 proof automation, Remote Deposit Capture, Online Line Banking with Bill Pay, Personal Financial Management and Document Imaging complete the full line of products and services  offered with  24/7 support services. The company focus is to partner with our customer and deliver reliable real time applications with robust features and functionality making the cost of ownership affordable with the opportunity for their growth exceptional.Discover "The IBT Difference", Privately Held, Personal Relationships and Total Commitment to our customers.For more information, visit www.ibtapps.com
IBT closes 2013 with strong growth and transitions to new cloud technology
CEDAR PARK, TX – February 25, 2014 - IBT, Inc., Innovation + Integration creates The Power in i2Suite. IBT, a leading provider of innovative solutions for community financial institutions, has launched i2Suite, its newest cloud based technology that anchors its integrated products. IBT’s i2Suite provides the most cost effective, digital, enterprise wide solution for driving growth, creating efficiency, and improving the customer experience. This SaaS delivery model has continued to drive client growth with the addition of six new core and payment processing relationships during the second half of 2013. IBT’s financial performance and sound fiscal stability is built upon a recurring revenue stream and capital that is not impaired by debt or outside shareholders. Demand for i2Suite includes i2Core account processing, i2OLB online banking, i2Mobile mobile banking, and i2Payments (end-to-end debit card, bill payment and treasury management) with comprehensive financial analysis reporting.“Building on a strong customer relationship with unmatched superior customer service is the foundation of what we call ’The IBT Difference’. IBT specializes in solutions for financial institutions that ease regulatory burdens, drive performance through comprehensive analytical reporting, and allow delivery of products that meet client expectations in all consumer facing channels. Our easy to understand invoicing mechanism helps to simplify billing and creates a simple fee structure that is easy to budget. IBT is dedicated to using modern cloud technology providing an exceptional return on investment with a determination to utilize emerging technologies to drive our growth and success,” stated Mike Golebiowski, President of IBT.“Financial institutions have to be prepared to meet the demands of new competition even with non-bank entrants and respond to new regulatory requirements. They need to anticipate customer needs, create original products for every generation and establish new sources of revenue streams. IBT solutions continue to provide community financial institutions with unparalleled integration, robust features and functions for product development with real-time information and new end-to-end payment models to stay competitive, increase market share and outperform their competition,” concluded Golebiowski.About IBTHeadquartered in Cedar Park, Texas, IBT specializes in providing complete enterprise digital cloud automation for financial institutions that improve efficiencies, and provides end-to-end core, mobile and payments solutions that touch all internal processes and customer channels. Check 21 proof automation, Remote Deposit Capture, Online Line Banking with Bill Pay, Personal Financial Management and Document Imaging complete the full line of products and services  offered with  24/7 support services. The company focus is to partner with our customer and deliver reliable real time applications with robust features and functionality making the cost of ownership affordable with the opportunity for their growth exceptional.Discover "The IBT Difference", Privately Held, Personal Relationships and Total Commitment to our customers. 
IBT Plans 1st Annual User Conference
Provide your feedback by completing this short, four question survey. 

No front page content has been created yet.

Testimonials

We’ve spent years going back and forth trying to decide if we wanted to incorporate a data center into the services we presently offer.After extended research and interviews, we chose IBT – because they are the best at what they do.

David Glover
Senior Vice President of Sales
Southern Financial Systems

When we integrated to the whole suite of IBT’s products, it gave our system a seamless look and feel to both employees and customers.

Jody Smith
Vice President of Operations
State Bank of Bedias

Digital Check and IBT together strive to improve a financial institution’s workflow and processes with the implementation of branch capture, remote deposit capture and teller capture solutions.

John Gainer
Executive Vice President
Digital Check Corp.

“To be truly effective, today’s BI solutions must be available to and able to be used by the frontline information workers who make strategic, operational and tactical decisions on a daily basis. This requirement becomes even more critical in banks and other financial services companies. We’re pleased to expand our SwiftKnowledge for Banking offering with our new Fiscal Management application and additional report templates, and look forward to working with IBT to deliver our BI technology to a wider audience of users.”

Daniel Moloney, Ph.D.
President
SwiftKnowledge