OUR TEAM

Our Team

Our executive board has decades of expertise in both banking and software. They are fully involved in the day-to-day business operations and product development to ensure your bank has the products and services it needs to grow and serve the communities you live in.

BOARD MEMBERS

Chuck Capel-IBT Apps CTO

Chuck Capel

Chief Technology Officer & Co-founder

Chuck Capel is the CTO and one of the co-founders of IBT Apps. With over 30 years of industry experience, he is responsible for significant movement in the banking technology space. Prior to developing the IBT Core platform, Chuck developed a banking core accounting system, PC BancPac, now owned and marketed by Fidelity (FIS) under the name “BancPac.” Currently, Chuck divides his time between two of the IBT Apps offices, Denver and Cedar Park, overseeing the product management team and the continuous development of products within the i2Suite Platform.

Mark Dittman-IBT Apps CEO

Mark Dittman

Chief Executive Officer

As CEO of IBT Apps, Mark Dittman leads our mission of setting a new standard for core processors in the Financial Services industry. As a business expert with over 30 years of experience in the financial technology space, Mark specializes in developing strategic partnerships with both clients and partners, while also simultaneously building the IBT Apps brand as the head of Sales, Marketing, and Human Resources. Mark stays proactive on industry issues by participating on several community-service and business boards in the local Austin area, along with staying active through various  financial industry associations.

Kristy Emmerich-IBT Apps Director of Compliance and HR

Kristy Emmerich

Director of Compliance & Human Resources

With 20 years of experience in the banking industry, Kristy works alongside our board members to ensure our company is compliant with all regulatory and compliance related items. This includes ensuring our company is current with regulatory guidelines, internal compliance, and that vendor relations are prioritized. As the liaison for all employee relations, Kristy implements the culture, systems and training that develop key qualities needed amongst our staff. Her focus on improving internal processes and building an environment at IBT Apps that encourages employee retention and advancement, contributes to the culture and values within our company.

Mike Shubert-IBT Apps COO

Mike Shubert

Chief Operations Officer & Co-founder

Mike Shubert is the COO and one of the co-founders of IBT Apps. With over 25 years of experience in the banking industry, he oversees the continuous development of the Operations and Implementations teams. In his role, he provides the leadership, management and vision necessary to ensure that the company has the proper operational controls and people systems in place to effectively grow the organization and to ensure financial strength and operating efficiency. Mike graduated with a Bachelor’s Degree in CIS and Accounting from Tarleton State University.

Stacy Solis-Director of Operations

Stacy Solis

Director of Operations

Stacy Solis draws on more than 19 years of bank operations experience to help drive internal improvement and develop strategies for organizational success. As IBT Apps® Director of Operations, Stacy directs the Implementations, Item Processing, and Support teams in assisting financial institutions with all aspects of their day-to-day operational activities. Prior to her current role, Stacy served as Implementation and Operations Manager, helping hundreds of community banks and credit unions to implement and effectively use IBT Apps software and services. Stacy attended St. Mary’s University in San Antonio, TX.

EXECUTIVE TEAM

Megan Copeland-IBT Apps Director of Marketing

Megan Copeland

Director of Marketing

Megan Copeland is the Director of Marketing and has worked in the financial banking industry for the past 7 years. Previous to her career in Marketing, she worked as a sales professional for fortune 500 companies as a manager and district trainer. Her broad understanding of customer and business needs guides her ability to advance the IBT Apps brand through inbound marketing, social media, and advertising strategies. Megan attended Azusa Pacific University and is continuing her education in Marketing and Business development. 

John Cortez- IBT Apps CIO

John Cortez

Chief Information Officer

John Cortez is the Chief Information Officer of IBT Apps.  With over 25 years of experience in Information Technology and Cybersecurity, John is responsible for leading all technology, infrastructure and security services, including IBT’s Managed Network Services offering.  Before joining IBT, John served in multiple technology leadership roles at several fortune 500 companies and currently holds numerous IT and cybersecurity industry certifications. John attended the University of California Irvine and holds an Executive MBA from Pepperdine University.

Phil Layher-IBT Apps Director of Business Development

Phil Layher

Director of Business Development

Phil Layher has over 25 years of management experience working in the financial industry for large retail credit card sectors, FinTech start-ups, and early stage growth companies. As an accomplished leader in numerous executive, business development, and account management roles, Phil led client-focused teams to develop and build relationships for major brands like The Home Depot, Sears, and Sony. Most notably, Phil launched a specialty finance company from the ground up and grew it to over $75 million in receivables. At IBT Apps, Phil joins the sales and account management team in their mission to continue offering excellent customer service and support. In his role, Phil is responsible for managing new and existing client relationships and exploring opportunities for business growth. He graduated with a bachelor’s degree in business from Montana State University and currently resides in the Austin area.

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