Intelligently integrated digital banking platform
Attract and retain customers with secure account access and management, anytime, from anywhere. The i2OLB platform provides a turnkey, branded digital banking solution so your financial institution can leverage today’s most cost-effective delivery channel.
Offer your customers the big-bank features they want:
Online and Mobile Banking Options
Provide your customers full-service banking on desktop, laptop, and mobile devices.
Bill Pay Solutions
Our integration partners make paying bills easy, with online bill pay.
Commercial Cash Management
Support your business clientele with the ability to manage business and personal accounts in the same internet session.
With i2OLB, your customers can:
View check and deposit images
Transfer funds between accounts
Make loan and bill payments online
Make stop payment requests
Receive real-time account alerts
Use secure messaging and file transfer
Receive e-statements and e-notices
Create and manage ACH payments and wire transfers
View account balances, activity, and monthly statements online, across accounts – including checking and loans
View remote deposits and more…
The following components build on the i2OLB digital banking platform to make a powerful set of features for personal and business banking customers.
i2Mobile® and online banking for customers right where they are
We know that online and mobile banking are key to attracting and retaining customers, so we provide you with the means for allowing them to securely and reliably access and manage their accounts anytime, from anywhere.
With i2OLB and i2Mobile’s digital banking solutions, your financial institution can leverage today’s most cost-effective delivery channel branded for a seamless customer interaction.
- Perform P2P and B2B transfers
- Add and manage payees
- Pay bills
- Share bill pay history on their joint accounts
Online bill pay for your customers and for your bank
Enhance your customers’ digital banking experience with a high-demand, intuitive digital payment solution. Online bill pay enables customers to manage and pay all their bills from their desktop, laptop, and mobile devices. Not only will customers benefit, but so will your financial institution.
Online bill pay opens up opportunities for your bank such as:
- Attracting and retaining retail and business customers
- Decreasing operating costs while increasing efficiencies by replacing physical payment and check processing
- Strengthening your competitive position in the market
- Increasing revenue potential with transaction-based fee income opportunities
Commercial Cash Management
Give your business customers the flexibility they need. i2OLB’s integrated banking platform provides a built-in commercial cash management solution that allows users to manage both their personal and business accounts, all in the same session. Your business customers can:
- View account balances and transactions in real-time
- Create ACH & wire templates
- Benefit from multi-level security with dual control
- View activity and user reports
- Protect your bank against check fraud with Positive Pay
- Create and upload ACH batches
- Manage ACH participation
- Submit wires for approval
- Provide approvals from anywhere through i2Mobile
Data compliance: safeguarding online banking information
Let’s face it: The digital space can be a scary place. We take safeguarding your data seriously, so you can offer your customers the web services they need with confidence.
IBT Apps leverages a variety of tools, frameworks, and resources to ensure our digital banking applications meet the banking and financial services industry’s secure banking requirements. When you engage with IBT Apps, you can expect a real-time, dynamic code review process during development and implementation, multi-factor authentication for your customers, and secure data transmission.
“We’re often told that the products we’re offering are as good, if not better, than their previous [big] bank experience.”
Mike Sale, CEO
The Commercial Bank
Online account management anytime, anywhere
Meet your customers where they are with i2OLB, IBT Apps’ digital banking platform.
How to Select the Right Banking Technology for Your Business
This ebook helps you sift through all the fintech chatter about the latest and greatest technology developments, so you can decide what will truly benefit your business.
3 Keys to Validate Your Core Vendor’s Business Continuity Plan
Should your system be compromised or experience a shutdown, you need to know how your vendor will help you recover.
First National Bank – Eagle Lake, TX
Learn how this community bank provided a one-stop shop experience using integrated technology and responsive service.