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Digital Banking
Online Banking
IBT Apps understands that online and mobile banking play a key role in attracting and retaining clients by providing them a means to securely access and manage their accounts anytime, from anywhere. i2OLB is a turnkey internet banking platform that enables financial institutions to leverage today’s most cost-effective delivery channel by utilizing a fully branded, secure internet banking solution.
Features
- View account balances, transactions and details
- Loan payment capabilities
- Real-time alerting
- e-statement delivery
- Secure messaging
- Stop payment requests
- Online bill pay
- Online transfers
- Remote Deposit Capture
- Personal financial management
- ACH creation
- Commercial Cash Management
- Secure file transfer
Mobile Banking
Online Banking, On the Go
i2Mobile provides your clients with mobile solutions that provide them real-time access to account balances, transactions, and alerts. Real-time alerts ensure that your institution and your customers receive information as soon as it happens. Through the alert, the customer can make immediate decisions regarding their accounts. With Mobile capture, your customers can also use their mobile devices to take photos of their checks and upload them for deposit. Your customers will then have the convenience of viewing their statements and check deposit images through their device along with managing their bills.
Features
- Real-time Alerts
- Bill Pay options
- View statements
- Receive notifications on account activity
- Deposit checks with check image capture
Bill Pay
Enhance your customers digital banking experience with a high-demand, intuitive digital payment solution that enables them to manage and pay all of their bills from their desktop and mobile devices. Within our digital banking platform, your customers can pay bills, add payees, perform P2P and B2B transfers, and share bill pay history on joint accounts.
- Benefits
- Attract and retain retail and business customers
- Strengthen competitive positioning in the marketplace
- Decrease operating costs while increasing operating efficiencies by replacing physical payment and check processing with a digital solution.
Increase revenue potential with transaction-based fee income opportunities
Features
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Create ACH & wire templates
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View account balances and transactions in real time
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Manage ACH participation
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Multi-level security with dual control
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Create and upload ACH batches
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Submit wires for approval
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Activity and user reporting
Phone banking
Cloud-based Voice Response
Provide your clients with a hassle-free banking experience and make telephone banking another channel in which your clients can manage their accounts.
- Smart menus
- Marketing messages
- Two factor authentication
- Smart Messages
- Balance Inquires
- Transfer Funds
- Multilingual
- Transaction history
- Loan payments
- CD Information
- Pin Administration
- Secure Messaging
Integrated Partners
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INTUIT
IBT Apps Certified Quicken and QuickBooks integration.
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Profitstars | IPAY
IBT Apps certified bill pay partner. iPay Solutions is a leading integrated bill payment provider to more than 4000 community financial institutions and offers the latest payment innovations for consumer and small business, person-to-person and mobile payment solutions.
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MX
MX creates powerful software and tools that help financial institutions enhance their online offerings.
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SYNC1 SYSTEMS
The newest Credit Union Service Organization (CUSO), Sync1 Systems builds advanced digital platforms for credit unions looking to optimize lending and grow memberships.
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WORLDWIDE INTERACTIVE SERVICES
Worldwide Interactive Services has been serving the banking community since 1995 with voice, internet, and mobile banking solutions. Delivered as Software as a Service (SaaS), your bank will recognize the benefits of a robust electronic banking offering, reliability of a redundant and secure platform and low cost of implementation and monthly recurring charges.
Compliance
Let’s face it: the digital space can be a scary place. It should come as no surprise that information security compliance is engrained into IBT App’s web-facing application development process. IBT Apps leverages a variety of tools, frameworks, and resources to ensure our digital banking applications are developed to meet the secure banking requirements of the banking and financial services industry.
- Real-time, dynamic code review process during development
- Multi-Factor Authentication for your customers
- Secure data transmission
