by IBT Apps® | May 5, 2025 | banking technology, core technology, fraud prevention, risk management
Fraudsters are becoming more sophisticated, making it critical for community banks to stay vigilant and proactive. By educating customers on common scams and strengthening internal security measures, banks can reduce fraud risks and protect their reputation. This list...
by IBT Apps® | Mar 13, 2025 | assessing your core provider, community banking, core processing partner, core technology
In the banking world, trust is everything. As a Texas banker, you understand the value of deep-rooted relationships—whether it’s with the rancher down the road or the local business owner relying on you for financing. When it comes to your core banking provider, the...
by IBT Apps® | Dec 31, 2024 | banking technology, core technology, risk management
This article is based on the IBT Apps ebook—3 Legacy Tech Risks Threatening Your Bank’s Future. In just a few decades, digital technology transformed the way the banking world works. It’s a remarkable world now, with even more conveniences and opportunities on the...
by IBT Apps® | Dec 13, 2024 | banking technology, core technology, risk management
This article was previously published online at independentbanker.org. It’s not uncommon for banks to remain on the same core system for decades—sometimes 20 years or more. And it’s not surprising that even though the core’s performance slows over time, the bank...
by IBT Apps® | Oct 2, 2024 | banking technology, Lending, loan origination
This article was previously published in the October issue of Independent Banker Magazine. For many community banks, navigating the complexities of loan origination is like walking a tightrope without a safety net. Banks operating legacy systems often rely on manual...