by IBT Apps® | Apr 29, 2026 | banking technology, core provider contract, core technology
If you’re weighing whether to upgrade your community bank’s core technology or keep your legacy system, the pros and cons seem readily apparent. Upgrading expands your capabilities and services, but at a significant cost; the status quo, on the other hand, limits what...
by IBT Apps® | Apr 9, 2026 | banking technology, core technology
Community bankers often find making the decision to upgrade their bank’s current technology challenging, if not paralyzing. Conventional wisdom says that the significant costs involved with such an endeavor don’t always justify the outcome. True, modernizing a core...
by IBT Apps® | Jan 30, 2026 | banking technology, community banking, core technology, IBT One
Today’s community banks face growing pressure to modernize technology while managing rising costs, complex contracts, and unpredictable fees. Too often, banks invest heavily in systems that fall short, only to discover hidden charges and add-ons that make long-term...
by IBT Apps® | Sep 9, 2025 | banking technology, fraud prevention
The following resource was originally posted and created by Nasdaq Verafin. Financial institutions are seeing a significant rise in check fraud — fueled by criminals targeting the U.S. postal system, to steal and alter checks. Meanwhile, the complexities of stolen and...
by IBT Apps® | Aug 14, 2025 | banking technology, community banking, core technology, fraud prevention
Previously published in Independent Banker’s July 2025 issue! Fraud! Fraud! Fraud! Every piece of news seems to be about fraud prevention, and rightfully so with fraudsters constantly taking advantage of bank vulnerabilities. What can be done to outsmart them?...
by IBT Apps® | May 5, 2025 | banking technology, core technology, fraud prevention, risk management
Fraudsters are becoming more sophisticated, making it critical for community banks to stay vigilant and proactive. By educating customers on common scams and strengthening internal security measures, banks can reduce fraud risks and protect their reputation. This list...
