by IBT Apps® | Oct 30, 2026 | core provider contract
Core contracts have a way of turning into chaos: pages of legalese, addendums with their own rules, and fees tucked into clauses you skimmed before you signed. That complexity is often by design. Without a legal expert in your corner, your core contract could leave...
by IBT Apps® | Jul 15, 2026 | banking technology, core technology, revenue and growth
A version of this article originally appeared on Independent Banker. Most community banks are bleeding their tech budget without realizing it — and the leak usually isn’t one big expense. It’s the vendor contract that auto-renewed three years ago. The...
by IBT Apps® | Apr 29, 2026 | banking technology, core provider contract, core technology
If you’re weighing whether to upgrade your community bank’s core technology or keep your legacy system, the pros and cons seem readily apparent. Upgrading expands your capabilities and services, but at a significant cost; the status quo, on the other hand, limits what...
by IBT Apps® | Apr 9, 2026 | banking technology, core technology
Community bankers often find making the decision to upgrade their bank’s current technology challenging, if not paralyzing. Conventional wisdom says that the significant costs involved with such an endeavor don’t always justify the outcome. True, modernizing a core...
by IBT Apps® | Jan 30, 2026 | banking technology, community banking, core technology, IBT One
Today’s community banks face growing pressure to modernize technology while managing rising costs, complex contracts, and unpredictable fees. Too often, banks invest heavily in systems that fall short, only to discover hidden charges and add-ons that make long-term...
