by IBT Apps® | Dec 31, 2024 | banking technology, core technology, risk management
This article is based on the IBT Apps ebook—3 Legacy Tech Risks Threatening Your Bank’s Future. In just a few decades, digital technology transformed the way the banking world works. It’s a remarkable world now, with even more conveniences and opportunities on the...
by IBT Apps® | Dec 13, 2024 | banking technology, core technology, risk management
This article was previously published online at independentbanker.org. It’s not uncommon for banks to remain on the same core system for decades—sometimes 20 years or more. And it’s not surprising that even though the core’s performance slows over time, the bank...
by IBT Apps® | Oct 2, 2024 | banking technology, Lending, loan origination
This article was previously published in the October issue of Independent Banker Magazine. For many community banks, navigating the complexities of loan origination is like walking a tightrope without a safety net. Banks operating legacy systems often rely on manual...
by IBT Apps® | Sep 11, 2024 | core processing, core processing partner
Your staff works hard to serve your community, but at any moment, your banking system could face disruptions—whether from a natural disaster causing an outage or a cybersecurity threat compromising your data—and you need to know how to be prepared for these scenarios....
by IBT Apps® | Jun 27, 2024 | banking technology, check scanning software, teller scanner technology
Not too long ago, the author of a financial blog for Millennials asked if we could explain to her readers the purpose of the strange printing at the bottom of a check. Bankers will quickly realize that our blogger friend was talking about the MICR line, the...
